$289,000
Panama City, FL 32408
MLS# 783086
1 beds | 1 baths | 900 sqft

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Property Description
***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.
Details
Maps
Contract Info
List Price/SqFt: 321.11
Status: Active
List Date: 2025-12-30
List Price: $289,000
Current Price: $289,000
Location
Unit #: A208
Sub Area: 0319 - Beach - East
Community/Resort: Bay Point Condos
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: South on Navy Blvd, left on magnolia beach dr, right onto Jan Cooley Road
Area: 03 - Bay County - Beach
Street #: 4726
Street Name: Bay Point
Street Suffix: Road
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Harbour Villas
Parcel ID: 31416-019-000
Legal Description: BAY POINT HARBOUR VILLAS, INC UNIT #A-208 EFF 1B ORB 389 P 343 . ORB 4175 P 1845
General Property Info
Floor Number: 2
Acreage: 0.01
Design: Low-Rise (1-3 floors)
Lot Size (SqFt): 257
Apx SqFt(Htd/Cooled): 900
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: 10x25
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 1
Total Baths: 1
Year Built: 1981
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 345
HOA Frequency: Monthly
HOA Annual Amount: 4140
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 854
Last Tax Year: 2024
Brokerage Interest: Familial Interest - Listing Broker/Licensee related to owner.
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: ***Just listed as SHORT SALE & offers must be approved by the Bank.
***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point
Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle.
Why You'll Love This Home:
***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic
***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel,
***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home
***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout
Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience.
Don't miss your chance to own a slice of coastal paradise.
Bay Point Golf Club also at Bay Point!
The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site.
**NEW Pool available for usage with boat slip rental
**Yacht Club membership available
**Jack Nicholas Golf course available
**Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars!
This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.
Appliances
Dishwasher: 1
ENERGY STAR Qualified Appliances: 1
Microwave: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Stucco: 1
Exterior
Double Pane Windows: 1
Porch Covered: 1
Storm Windows: 1
Waterfront Feature
Boat Launch: 1
Boat Slip: 1
Dock: 1
Bulkhead/Seawall: 1
Farm Info
Irrigation System: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Marina: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Water: 1
Irrigation: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Insulated Doors: 1
Insulated Floors: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Close to Clubhouse: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
On Golf Course: 1
Sidewalk: 1
Waterfront: 1
Lot Access
City Street: 1
Gated Access: 1
Paved Road: 1
Parking Features
Assigned: 1
Parking Lot: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Dumpster: 1
Fishing: 1
Gated Community: 1
Retail Shops: 1
Security-24 hour: 1
Waterfront: 1
Recreation Facilities: 1
Sidewalks: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bay: 1
Sale Type
As Is: 1
Waterfront Type
Bay/Harbor: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heat Pump: 1
Heating
Central: 1
Electric: 1
ENERGY STAR Qualified Equipment: 1
Heat Pump: 1
Security Features
24 Hour Security: 1
Building Security: 1
Fire Alarm: 1
Gated Community: 1
Gated with Guard: 1
Security Gate: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; ENERGY STAR Qualified Appliances; Microwave; Range - Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; ENERGY STAR Qualified Equipment; Heat Pump
Heating: Central; Electric; ENERGY STAR Qualified Equipment; Heat Pump
Exterior: Double Pane Windows; Porch Covered; Storm Windows
Farm Info: Irrigation System
Association Fees Include: Accounting; Insurance; Irrigation; Ground Keeping; Repairs/Maintenance; Management; Marina; Security; Sewer; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Insulated Doors; Insulated Floors
Kitchen: First
Living Room: First
Lot Features: Close to Clubhouse; Near Beach Access; Near Public Boat Ramp; On Golf Course; Sidewalk; Waterfront
Lot Access: City Street; Gated Access; Paved Road
Security Features: 24 Hour Security; Building Security; Fire Alarm; Gated Community; Gated with Guard; Security Gate; Smoke Detector(s)
Parking Features: Assigned; Parking Lot; Paved
Association Amenities: Dumpster; Fishing; Gated Community; Recreation Facilities; Retail Shops; Security-24 hour; Sidewalks; Waterfront
Rooms: Bedroom; Kitchen; Living Room
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Boat Launch; Boat Slip; Bulkhead/Seawall; Dock; Bulkhead/Seawall
Waterview: Bay
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Bedroom | First | 20 x 10.5 | 20.00 | 10.50 | Over-sized to allow for sitting area overlooking Marina & Bay |
| Living Room | First | 33 x 13.5 | 33.00 | 13.50 | New paint & flooring |
| Kitchen | First | 9 x 8 | 9.00 | 8.00 | All new cabinets & appliances |
Listing Office: ERA Neubauer Real Estate Inc
Last Updated: May - 21 - 2026
Information deemed reliable but not guaranteed.
