$1,200,000
Panama City, FL 32408
MLS# 787910
3 beds | 4 baths | 2413 sqft

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Property Description
Beautiful Palm Beach-style 3-story cottage located just yards from the sugar-white sand beaches and the sparkling Gulf of Mexico! This stunning 3-bedroom, 3.5-bath home offers the perfect blend of coastal charm and modern comfort. Features include granite countertops, stainless steel appliances, a cozy gas fireplace, and a mix of hardwood and carpet flooring throughout. Enjoy Gulf views from the spacious deck, or relax in your private in-ground swimming pool--perfect for cooling off on warm summer days. No HOA fees and short term rentals are allowed. Just one block away to the World's Most Beautiful Beaches and beach access. This home has been thoughtfully upgraded with newer appliances (all with warranties), two newer A/C units, a custom Connell built-in bookcase and cabinetry, plantation shutters, and a newly updated pool. The kitchen also features a convenient knife storage drop-down. Additional highlights include an electric Sunesta automatic retractable awning with remote control, LED lighting, Sunbrella fabric, warranty coverage, and an automatic wind/turbulence retraction sensor. The first floor is wheelchair accessible and the home is equipped with a security system with video monitoring. The primary bath includes a new glass shower enclosure. Don't miss this incredible beachside retreat--this one won't last long!
Details
Maps
Contract Info
List Price/SqFt: 497.31
Status: Active
List Date: 2026-04-04
List Price: $1,200,000
Current Price: $1,200,000
Location
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: East end of ThomasDr between curve and St.Andrews State Park on Gulf side of Thomas Dr.
Area: 03 - Bay County - Beach
Street #: 4804
Street Name: Hispaniola
Street Suffix: Street
State: FL
Zip Code: 32408
County: Bay
Subdivision: Treasure Island
Parcel ID: 31662-010-002
Legal Description: TREASURE ISLAND LOT 20 BLK 20 ORB 1211 P 1946 ORB 2362 P 829 ORB 2503 P 2076 ORB 2937 P 2115 ORB 3101 P 2143 ORB 3139 P 835
General Property Info
Acreage: 0.06
Design: Beach House
Lot Size (SqFt): 2500
Apx SqFt(Htd/Cooled): 2413
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 25x100
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 3
Total Baths: 4
Year Built: 2004
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3626
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Beautiful Palm Beach-style 3-story cottage located just yards from the sugar-white sand beaches and the sparkling Gulf of Mexico! This stunning 3-bedroom, 3.5-bath home offers the perfect blend of coastal charm and modern comfort. Features include granite countertops, stainless steel appliances, a cozy gas fireplace, and a mix of hardwood and carpet flooring throughout. Enjoy Gulf views from the spacious deck, or relax in your private in-ground swimming pool--perfect for cooling off on warm summer days. No HOA fees and short term rentals are allowed. Just one block away to the World's Most Beautiful Beaches and beach access.
This home has been thoughtfully upgraded with newer appliances (all with warranties), two newer A/C units, a custom Connell built-in bookcase and cabinetry, plantation shutters, and a newly updated pool. The kitchen also features a convenient knife storage drop-down. Additional highlights include an electric Sunesta automatic retractable awning with remote control, LED lighting, Sunbrella fabric, warranty coverage, and an automatic wind/turbulence retraction sensor. The first floor is wheelchair accessible and the home is equipped with a security system with video monitoring. The primary bath includes a new glass shower enclosure. Don't miss this incredible beachside retreat--this one won't last long!
Bonus Room
First: 1
Third: 1
Deck/Patio
Third: 1
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Fireplace: 1
Floor - Hardwood: 1
Floor - Tile: 1
Kitchen Island: 1
Lighting - Recessed: 1
Plantation Shutters: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Patio Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Floor - Carpet: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Mstr Bath / Mstr Bdrm
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed Balcony: 1
Rooms
Bedroom: 1
Bonus Room: 1
Deck/Patio: 1
Living Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Fireplace - Gas: 1
Security Features
Closed Circuit Camera(s): 1
Security System: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Range - Electric; Refrigerator
Master Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Fireplace - Gas
Exterior: Balcony; Patio Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Bonus Room; Floor - Carpet
Living Room: First
Lot Features: Within 1/2 Mile to Water
Bonus Room: First; Third
Pool Features: Fenced; Gunite Concrete; Inground
Security Features: Closed Circuit Camera(s); Security System
Rooms: Bedroom; Bonus Room; Deck/Patio; Living Room; Master Bedroom
Utilities: Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | Second | 18 x 14 | 18.00 | 14.00 |
| Bedroom | Second | 17 x 12 | 17.00 | 12.00 |
| Bonus Room | First | 12 x 10 | 12.00 | 10.00 |
| Bonus Room | Third | 18 x 12 | 18.00 | 12.00 |
| Living Room | First | 18 x 13 | 18.00 | 13.00 |
| Deck/Patio | Third | 25 x 20 | 25.00 | 20.00 |
Listing Office: Counts Real Estate Group Inc
Last Updated: May - 09 - 2026
Information deemed reliable but not guaranteed.
