4900 E 4th Street A, Panama City, FL 32404 (MLS# 777534)

List Price/SqFt: 303.5

Status: Active

List Date: 2025-08-12

List Price: $234,000

Current Price: $234,000

Unit #: A

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Parker

Middle School: Rutherford Middle

High School: Rutherford

Directions: Business 98 from Panama City, right on Center St. , left on 3rd St. Right on 4th St. dead ends in to the complex. Unit A is first unit of complex.

Area: 02 - Bay County - Central

Street #: 4900

Street Direction: E

Street Name: 4th

Street Suffix: Street

State: FL

Zip Code: 32404

County: Bay

Subdivision: Mariners Cove

Parcel ID: 25925-060-000

Legal Description: PARKER PLAT (82.7) 119D2 BEG 20.04' W & 42.90' S OF NE COR LOT 82 FOR POB TH CONT S 18' E 16' N 18' W 16' TO POB & BEG 20.04' W & 42.90' S OF NE COR LOT 82 FOR POB TH CONT S 18' W 8.4' N 18' E 8.4' TO POB AKA UNIT A & UNIT A ADDITION ORB 4019 P 1299

Floor Number: 1

Acreage: 0

Design: N/A

Lot Size (SqFt): 0

Apx SqFt(Htd/Cooled): 771

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Agent Measured

Half Baths: 1

# of Stories in Building: 1

# of Units in Bldg: 4

Pre-Const Flip: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Beach Frontage: 185

Driveway Spaces: 2

Pool: No

Association Fee/Month: 425

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 1

Total Baths: 2

Year Built: 1986

Homestead: Yes

HOA Fee: Yes

HOA Amount: 5100

HOA Frequency: Annually

HOA Annual Amount: 5100

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Taxes: 887

Last Tax Year: 2024

Brokerage Interest: No Interest

As Is: No

Condo Doc: Yes

Remarks: This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see! Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 50' slip is equipped with a 10,000 lb lift. The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door. Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.

Cooktop - Electric: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Stairs: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Porch Covered: 1

Boat Slip: 1

Boatlift: 1

Dock: 1

Bulkhead/Seawall: 1

Shore - Seawall: 1

Waterfront Feet: 185

Shed(s): 1

Workshop: 1

Accounting: 1

BBQ Pit/Grill: 1

Boat Slip Usage: 1

Dock: 1

Electricity: 1

Ground Keeping: 1

Laundry: 1

Master Association: 1

Separate Storage: 1

Trash Disposal: 1

Water: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

First: 1

Covenants & Rescrictions: 1

Dead End: 1

Deeded Access Water: 1

Waterfront: 1

City Street: 1

Gravel/Oyster Shell: 1

Assigned: 1

Oversized: 1

Parking Lot: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

MBed Waterfront: 1

County: 1

Resid Multi-Family: 1

Dock: 1

Dumpster: 1

Laundry: 1

Waterfront: 1

Boat Slip: 1

Living Room: 1

Master Bedroom: 1

Cable - Available: 1

Electric 220/240: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bay: 1

Bayou: 1

Bayou w/ Gulf Access: 1

Second: 1

Electric: 1

Mini-Split/Ductless: 1

Electric: 1

Mini-Split/Ductless: 1