$545,000
5106 Blue Harbor Drive
Panama City, FL 32404
MLS# 780556
3 beds  |  3 baths  |  2108 sqft

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5106 Blue Harbor
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5106 Blue Harbor 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404 5106 Blue Harbor Drive, Panama City, FL 32404
Open House (10/25/2025 - 9:30 am - 12:30 pm)

Property Description
Gorgeous waterfront townhome with boat lift and brand-new jet ski lift! Don't miss this beautiful home just minutes from Tyndall Air Force Base and a quick 15-minute boat ride to Shell Island. The two story 3 bed, 2.5 bath townhome has amazing water views from the living room, kitchen, dining and bonus room. The house has been beautifully remodeled to include a new kitchen with Quartz countertops, new soft close cabinets with pull out shelves, tile backsplash, copper farmhouse sink, built in wine refrigerator, fingerprint resistant black stainless-steel appliances, gas stove and custom lighting. There are tile floors throughout the home. Highlights include a ventless gas fireplace, wood plantation shutters, thermal windows, 40-year metal roof, newer downstairs sliding door with built in blinds, new upstairs patio door, 2 new HVAC systems in 2018, new water heater in 2019, fully re-painted inside and out, Generac whole house gas generator, ADT security system and electric hurricane shutters. Downstairs is an open floor plan with lots of light coming into the living room/dining room/ kitchen area, a half bathroom, laundry closet and great storage under the stairs. Upstairs are two guest bedrooms with one having a bonus 10 x 12 area perfect for a reading nook, and an expansive master bedroom that has a 10 x 20 bonus room off of it perfect for a home office/flex room. The master bathroom has a soaking tub, two vanities and a walk-in shower. There are barn doors for the bonus room and master walk in closet. The outdoor spaces are the highlights of the house. The upstairs deck is a great place for evening cocktails, dolphin sightings and catching the gorgeous sunsets! The downstairs slip resistant textured deck is a great place to lounge in the two chair swings, cook out, sit at the bar that is the length of the deck and enjoy watching the boats going by. There is a shade to pull down during the heat of the day. The backyard is fenced in for pets with a double gate so the lawn maintenance crew can still get in to mow. There is a rack system to hold kayaks. The boat lift motor was replaced in 2019, and the jet ski lift was just recently replaced. The property line extends to the water and there is an area to put in kayaks, as well as a bridge to enter the water on foot. A key asset to the community is that there is a large HOA owned dock. The water is 8-9 feet so it can easily handle most boats. The dock was rebuilt in 2019 and has power, water, lights, ladders and a fish cleaning station. You can even jump into the water from the dock for a swim. The HOA fee is currently $215 per month and includes all lawn care for the home and common areas, trash pickup, sprinkler systems for the community, electric to the dock and the dock maintenance. The location is close to Pier 98 Marina to gas up the boat and get bait and Rodeo's Steakhouse restaurant is within walking distance. Many of the neighbors are military or retired. The property is in an AE Flood Zone so flood insurance is required. The seller has a survey and elevation certificate and currently pays $1,100/year for flood insurance while Homeowners is $3,755/year. There is guest parking at the entrance to the neighborhood and at the end of the complex. There are no restrictions on rentals so the property could be used for short term rental. Make your appointment to see this gorgeous, hidden gem today!

Details
Maps
Contract Info
Status: Active
List Date: 2025-10-16
List Price: $545,000
List Price/SqFt: 258.54
Current Price: $545,000
Location
Area: 02 - Bay County - Central
Street #: 5106
Street Name: Blue Harbor
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 - Bay - Central SE
Subdivision: [No Recorded Subdiv]
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25816-008-000
Elementary School: Tyndall
Middle School: Rutherford Middle
High School: Rutherford
Directions: Heading towards Tyndall on Hwy 98, just past Rodeos Restaurant turn right on Blue Harbor Dr.
Legal Description: 24 4S 14W -65.3- 119D4 COM AT PT OF INTERSEC S LI SEC 24 & W R/W 98 TH NELY 150' NW 324.83' NELY 33.66' NELY 26.71 FOR POB NWLY 159.35' NELY 15.42' SELY 32.21' SELY 147.24 SWLY 27.17' TO POB AKA LOT 3 ORB 4601 P 305
General Property Info
Sub-Type: Attached Single Unit
Design: Contemporary
Apx SqFt(Htd/Cooled): 2108
SqFt Source: Owner Measured
Bedrooms: 3
Full Baths: 2
Half Baths: 1
Total Baths: 3
Year Built: 1999
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0x0
Acreage: 0.12
Lot Size (SqFt): 5401
Pool: No
Waterfront Feature
Waterfront Feet: 43
Property Features
Appliances: Dishwasher; Microwave; Range - Gas; Refrigerator; Wine Refrigerator
Full Bathroom: Second
Master Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric; Fireplace - Gas
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Sprinkler System
Association Fees Include: Accounting; Boat Slip Usage; Dock; Ground Keeping; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Survey Available; Within 1/2 Mile to Water
Lot Access: Paved Road; Private Road
Bonus Room: Second
Master Bathroom: Second
Dining Room: First
Security Features: Security System
Parking Features: Additional Parking; Garage Attached
Association Amenities: Dock
Rooms: Bedroom; Bonus Room; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: Public Sewer - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Boat Slip; Boatlift; Dock; Shore - Natural
Waterview: Bay; Bayou
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Living RoomFirst21 x 2021.0020.0021 x 20
KitchenFirst10 x 1710.0017.0010 x 17
Dining RoomFirst12 x 812.008.0012 x 8
BedroomSecond10 x 1210.0012.0010 x 12
BedroomSecond10 x 1210.0012.0010 x 12
Master BedroomFirst18.5 x 1418.5014.0018.5 x 14
Bonus RoomSecond10 x 2010.0020.0010 x 20
Master BathroomSecond9 x 129.0012.009 x 12
Full BathroomSecond8 x 98.009.008 x 9

Listing Office: Keller Williams Success Realty

Last Updated: October - 21 - 2025

Information deemed reliable but not guaranteed.