$967,500
Panama City Beach, FL 32408
MLS# 779080
4 beds | 5 baths | 2396 sqft

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Property Description
Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool Turnkey | Short-Term Rental Ready | No HOA | No Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no HOA, no Flood zone, and full turnkey furnishings, this home is a rare find designed for both lifestyle enjoyment and income generation. PROPERTY HIGHLIGHTS: • 4 Bedrooms + Bonus/Game/Bunk Room | Sleeps 15 (or 29 w/ sister home next door also for sale) • 3 Ensuite Baths + 2 Half Baths • Private Heated Saltwater Pool (with optional heating) + Tropical Outdoor Oasis • Multiple Balconies with Gulf Views • Open-Concept Main Floor with 10' Ceilings, Crown Molding & LVP Floors • Chef's Kitchen with Stainless Appliances & Seating for 10-12 • Parking for 4 Vehicles + Golf Cart Friendly • Hurricane Windows, Hardie Siding & Metal Roof for lasting durability First Floor: - Primary Poolside Master Suite w/ King Bed, Twin Bunk Nook, Double Vanity Ensuite & Direct Pool Access - Bonus Bunk/Closet Room with Mounted TV - Spacious Living Room & Dining for 8+ (extra bar seating) - Chef's Kitchen - Laundry Room | Guest Half Bath Second Floor: - 2nd Master Suite w/ King + Queen + Single Nook, Private Balcony & Ensuite - Bedroom 3: Two Queens + Ensuite Bath + Gulf View Balcony Third Floor: - Bedroom 4 & Bonus Game Room: Bunks, Twin, Queen Bed, Wet Bar, Smart TV, Arcade Games - Private Gulf View Balcony + Half Bath WHY YOU'LL LOVE IT: - Steps to Beach Access #7 - walk to sand, surf, dining & attractions - Relax in your heated saltwater pool oasis w/ gas grill & matching patio sets - Entertain on multiple balconies with sparkling Gulf Views - STR Projections $115K+ (after 2025 updates), high-yield income opportunity - SLEEPS 15 — Purchase alone or as part of a 2-home portfolio package (sleeps 29 combined) A True Coastal Masterpiece! Whether you're seeking a personal beach retreat, a vacation rental powerhouse, or a multi-home investment portfolio, this property delivers. Relaxed, roomy, stylish, and vacation-lifestyle ready — all just two blocks from the Emerald Coast. Luxury. Location. Lifestyle. This one has it ALL!
Details
Maps
Contract Info
Status: Active
List Date: 2025-09-16
List Price: $967,500
List Price/SqFt: 403.8
Current Price: $967,500
Location
Area: 03 - Bay County - Beach
Street #: 5310
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Gulf Lagoon Beach
Community/Resort: None
Waterfront: No
Parcel ID: 32377-010-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Head West on Thomas Drive, at curve, just past the Schooners Parking lot, 3 - tall 3 story homes, it is the one in the middle, red roof.
Legal Description: GULF LAGOON BEACH SELY 16.55' OF LOT 8 & NWLY 16.45' OF LOT 7 BLK 18 AKA PCL ''B'' ORB 4460 P 818
General Property Info
Sub-Type: Detached Single Family
Design: Beach House
Apx SqFt(Htd/Cooled): 2396
SqFt Source: Prop App Site
Bedrooms: 4
Full Baths: 3
Half Baths: 2
Total Baths: 5
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 110 x 33
Acreage: 0.08
Lot Size (SqFt): 3615
Pool: Yes
Pool Type: Private
Property Features
Appliances: Cooktop - Electric; Dishwasher; Dryer; Ice Maker; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First; Second
Bedroom: Second; Third
Cooling: Ceiling Fan(s); Central Air; Electric
Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open
Financing: Cash; Conventional; Other
Furnished: Furnished
Interior: Bonus Room
Kitchen: First
Living Room: First
Lot Features: Landscaped; Near Beach Access; Near Public Boat Ramp; Sidewalk; Survey Available; Within 1/2 Mile to Water
Dining Room: First
Pool Features: Fenced; Heated - Electric; Inground; Saltwater
Security Features: Fire Alarm; Smoke Detector(s)
Parking Features: Driveway; Oversized
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Natural Gas - Available; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Living Room | First | 18 x 12 | 18.00 | 12.00 | 18 x 12 |
Dining Room | First | 12 x 8 | 12.00 | 8.00 | 12 x 8 |
Kitchen | First | 12 x 8 | 12.00 | 8.00 | 12 x 8 |
Master Bedroom | First | 15 x 14 | 15.00 | 14.00 | 15 x 14 |
Master Bedroom | Second | 22 x 12 | 22.00 | 12.00 | 22 x 12 |
Bedroom | Third | 18 x 12 | 18.00 | 12.00 | 18 x 12 |
Bedroom | Second | 18 x 12 | 18.00 | 12.00 | 18 x 12 |
Listing Office: CENTURY 21 Ryan Realty Inc
Last Updated: October - 18 - 2025
Information deemed reliable but not guaranteed.