$529,000
Panama City, FL 32408
MLS# 785136
3 beds | 2 baths | 1248 sqft

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Property Description
Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty. This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of sugar-white sand and emerald waters stretching endlessly down the coastline. From sunrise coffee to sunset cocktails, the sweeping side views create a dramatic, postcard-worthy backdrop you simply won't want to leave. Inside, you'll find a beautifully updated, open-concept layout featuring a renovated kitchen with granite countertops, white cabinetry, subway tile backsplash, and an oversized breakfast bar perfect for entertaining. The dining and living areas flow seamlessly, enhanced by mirrored walls that reflect natural light and maximize the gulf views. Updated flooring throughout adds a clean, coastal feel. The gulf-front primary suite offers direct balcony access and incredible water views right from your bed. Additional bedrooms are spacious and thoughtfully designed for guests and family. Major upgrades include completely repainted interior, AC condenser replaced (2022), new stove (2022), furniture upgrades (2023), new patio doors and windows (2024) and a new AC evaporator (2025). Regency Towers offers one of the most impressive amenity packages in the area, including: two saltwater pools, waterslide, poolside bar/snack area, Indoor hot tub, game room with billiards, Seasonal community events, outdoor movies & poolside entertainment. Located just minutes from St. Andrews State Park, you'll have some of the area's best outdoor recreation, boating, fishing, and nature trails right at your fingertips. Whether you're looking for a primary residence, second home, or high-performing rental investment, this Gulf-front condo delivers space, upgrades, amenities, and — most importantly — an unforgettable side coastline view that captures the true beauty of Panama City Beach. Schedule your private showing today!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2564.3
HOA Frequency: Quarterly
HOA Annual Amount: 10257.2
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 4129
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 423.88
Status: Active
List Date: 2026-02-03
List Price: $529,000
Current Price: $529,000
Location
Unit #: 1204
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: On Thomas Dr east - from St Andrews State Park - head west on Thomas Dr about .8 miles, then turn left into Regency Towers.
Area: 03 - Bay County - Beach
Street #: 5801
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Regency Towers
Parcel ID: 32382-313-000
Legal Description: REGENCY TOWERS CONDO UNIT 1204 PLAN G ORB 516 P 267 2BR 2B 1248 SQ FT ORB 4674 P 617 BALCONY 104 SQ FT
General Property Info
Floor Number: 12
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1248
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Pre-Const Flip: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1982
Remarks & Misc
Remarks: Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty.
This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of sugar-white sand and emerald waters stretching endlessly down the coastline. From sunrise coffee to sunset cocktails, the sweeping side views create a dramatic, postcard-worthy backdrop you simply won't want to leave.
Inside, you'll find a beautifully updated, open-concept layout featuring a renovated kitchen with granite countertops, white cabinetry, subway tile backsplash, and an oversized breakfast bar perfect for entertaining. The dining and living areas flow seamlessly, enhanced by mirrored walls that reflect natural light and maximize the gulf views. Updated flooring throughout adds a clean, coastal feel.
The gulf-front primary suite offers direct balcony access and incredible water views right from your bed. Additional bedrooms are spacious and thoughtfully designed for guests and family.
Major upgrades include completely repainted interior, AC condenser replaced (2022), new stove (2022), furniture upgrades (2023), new patio doors and windows (2024) and a new AC evaporator (2025).
Regency Towers offers one of the most impressive amenity packages in the area, including: two saltwater pools, waterslide, poolside bar/snack area, Indoor hot tub, game room with billiards, Seasonal community events, outdoor movies & poolside entertainment.
Located just minutes from St. Andrews State Park, you'll have some of the area's best outdoor recreation, boating, fishing, and nature trails right at your fingertips. Whether you're looking for a primary residence, second home, or high-performing rental investment, this Gulf-front condo delivers space, upgrades, amenities, and — most importantly — an unforgettable side coastline view that captures the true beauty of Panama City Beach. Schedule your private showing today!
Master Bathroom
First: 1
Pool Features
Heated - Electric: 1
Inground: 1
Pool/Spa Combo: 1
Spa/ Hot Tub: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Elevator: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Pool: 1
Trash Disposal: 1
Whirlpool: 1
Furnished
Furnished: 1
Lot Features
Covenants & Rescrictions: 1
UnRec Subdiv: 1
Waterfront: 1
Lot Access
Comm/Own/Maint: 1
Gated Access: 1
Paved Road: 1
Parking Features
Gated: 1
Parking Lot: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBed Balcony: 1
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Game Room: 1
Pavilion/Gazebo: 1
Pool: 1
Waterfront: 1
Whirlpool: 1
Sidewalks: 1
Rooms
Bedroom: 1
Master Bathroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Cooling
Electric: 1
Heating
Electric: 1
Security Features
24 Hour Security: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Gated Community: 1
Security Gate: 1
Security Guard: 1
Security Lights: 1
Security Service: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Bedroom: First
Cooling: Electric
Heating: Electric
Association Fees Include: BBQ Pit/Grill; Community Room; Dumpster; Insurance; Internet-WiFi; Ground Keeping; Conference Center; Pavilion/Gazebo; Picnic Area; Pool; Whirlpool; Trash Disposal
Furnished: Furnished
Lot Features: Covenants & Rescrictions; UnRec Subdiv; Waterfront
Lot Access: Comm/Own/Maint; Gated Access; Paved Road
Master Bathroom: First
Pool Features: Heated - Electric; Inground; Pool/Spa Combo; Spa/ Hot Tub
Security Features: 24 Hour Security; Fire Alarm; Fire Sprinkler System; Gated Community; Security Gate; Security Guard; Security Lights; Security Service; Smoke Detector(s)
Parking Features: Gated; Parking Lot; Paved
Association Amenities: BBQ Pit/Grill; Community Room; Game Room; Conference Center; Pavilion/Gazebo; Pool; Sidewalks; Whirlpool; Waterfront
Rooms: Bedroom; Master Bathroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Fiber Optic; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Bedroom | First | 12 x 12 | 12.00 | 12.00 |
| Bedroom | First | 12 x 8 | 12.00 | 8.00 |
| Master Bathroom | First | 12 x 18 | 12.00 | 18.00 |
Listing Office: Paradise Properties of NW Florida
Last Updated: May - 05 - 2026
Information deemed reliable but not guaranteed.
