$585,000
613 Amberjack Drive
Panama City, FL 32408
MLS# 789536
3 beds  |  2 baths  |  2099 sqft


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Property Description
VA Assumable Loan at 3.25% for qualified buyers -- an incredible opportunity in today's market! Completely remodeled and beautifully transformed, this exceptional 3-bedroom, 2-bathroom one-story home at 315 Amberjack Drive is tucked inside the prestigious gated Bay Point community on the East End of Panama City Beach. From the moment you arrive, the lime-washed brick exterior, peaceful jasmine-lined courtyard, and serene front entry set the tone for what feels like a private retreat. The fragrant jasmine corridor and charming courtyard create the perfect place to enjoy morning coffee, quiet moments, or evening unwinding in a tranquil outdoor setting. Step through the front door into an expansive entrance accented by custom crown molding, 8-foot ceilings, luxury flooring throughout, and a light-filled open layout designed for both comfortable living and entertaining. The updated kitchen overlooks the spacious living area and outdoor entertaining space, creating the perfect flow for gatherings with family and friends. One of the home's most unforgettable features is the dramatic flex space originally designed as a formal dining room and now transformed into a stunning designer-inspired library and art retreat. Featuring rich charcoal custom built-ins with rolling ladder, display shelving, statement lighting, and layered textures, this sophisticated space offers endless possibilities as a bourbon lounge, executive office, creative studio, music room, formal dining area, or curated display for family photos and children's artwork. It is truly a conversation piece that adds warmth, character, and elevated style to the home. The renovated bathrooms feature stylish black-and-white checker tile flooring, new vanities, and an impressive walk-in tiled shower that adds a designer touch to the home. Every room in this home tells a story and reflects the love, care, and personal attention of its owners--down to the antique-inspired glass doorknobs that add timeless character throughout. Outside, the backyard becomes your own private retreat with a sparkling in-ground pool, covered entertaining area with TV space for relaxing out of the sun or rain, and a large fenced yard surrounded by lush landscaping. Agave plants, jasmine, grapefruit trees, banana trees, and blueberries create a peaceful garden setting with plenty of room to expand and create the garden space of your dreams. To point out just a few of the many thoughtful updates and improvements made by the current owners: new windows (2025), roof and gutters (2024), garage door (2026), patio area (2024), guest bathroom renovation (2023), primary bathroom renovation (2026), courtyard improvements (2023), and the library/art/dining space redesign (2025). Additional updates include A/C and water heater (2018), popcorn ceilings removed throughout, and the interior and exterior freshly painted. Bay Point is one of Panama City Beach's most sought-after gated communities, known for its beautiful golf course setting, golf-cart-friendly lifestyle, and full-service Point South Marina. Residents spring and summer concerts at the marina, and the excitement of the annual Billfish Tournament featuring incredible entertainment, food, and drinks. Neons Restaurant inside Bay Point adds to the community atmosphere with live music, dining, and frequent neighborhood gatherings that make it easy to connect with friends and neighbors. Ideally located just minutes from the Navy training center and less than 10 minutes to the white sandy beaches of the Gulf, this home offers the perfect blend of privacy, recreation, and convenience. Homes with this level of renovation, character, and outdoor living space rarely become available in Bay Point.

Details
Maps
Contract Info
List Price/SqFt: 278.7
Status: Active
List Date: 2026-05-07
List Price: $585,000
Current Price: $585,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Enter Bay Point at first gate, turn right on Marlin Circle. Amberjack is first right. Home on left. ** Gated Community, you must be with Realtor or have a pass to enter. Call your favorite Realtor!
Area: 03 - Bay County - Beach
Street #: 613
Street Name: Amberjack
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Bay Point Unit 1
Parcel ID: 30933-096-000
Legal Description: BAY POINT UNIT 1 LOT 47 ORB 4542 P 1316 ** SEE DEED
General Property Info
Acreage: 0.21
Design: Other
Lot Size (SqFt): 9496
Apx SqFt(Htd/Cooled): 2099
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 68 x 140
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1986
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 1650
HOA Frequency: Annually
HOA Annual Amount: 1650
New Buyer Fee: Yes
Last Taxes: 4550
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: VA Assumable Loan at 3.25% for qualified buyers -- an incredible opportunity in today's market! Completely remodeled and beautifully transformed, this exceptional 3-bedroom, 2-bathroom one-story home at 315 Amberjack Drive is tucked inside the prestigious gated Bay Point community on the East End of Panama City Beach. From the moment you arrive, the lime-washed brick exterior, peaceful jasmine-lined courtyard, and serene front entry set the tone for what feels like a private retreat. The fragrant jasmine corridor and charming courtyard create the perfect place to enjoy morning coffee, quiet moments, or evening unwinding in a tranquil outdoor setting. Step through the front door into an expansive entrance accented by custom crown molding, 8-foot ceilings, luxury flooring throughout, and a light-filled open layout designed for both comfortable living and entertaining. The updated kitchen overlooks the spacious living area and outdoor entertaining space, creating the perfect flow for gatherings with family and friends. One of the home's most unforgettable features is the dramatic flex space originally designed as a formal dining room and now transformed into a stunning designer-inspired library and art retreat. Featuring rich charcoal custom built-ins with rolling ladder, display shelving, statement lighting, and layered textures, this sophisticated space offers endless possibilities as a bourbon lounge, executive office, creative studio, music room, formal dining area, or curated display for family photos and children's artwork. It is truly a conversation piece that adds warmth, character, and elevated style to the home. The renovated bathrooms feature stylish black-and-white checker tile flooring, new vanities, and an impressive walk-in tiled shower that adds a designer touch to the home. Every room in this home tells a story and reflects the love, care, and personal attention of its owners--down to the antique-inspired glass doorknobs that add timeless character throughout. Outside, the backyard becomes your own private retreat with a sparkling in-ground pool, covered entertaining area with TV space for relaxing out of the sun or rain, and a large fenced yard surrounded by lush landscaping. Agave plants, jasmine, grapefruit trees, banana trees, and blueberries create a peaceful garden setting with plenty of room to expand and create the garden space of your dreams. To point out just a few of the many thoughtful updates and improvements made by the current owners: new windows (2025), roof and gutters (2024), garage door (2026), patio area (2024), guest bathroom renovation (2023), primary bathroom renovation (2026), courtyard improvements (2023), and the library/art/dining space redesign (2025). Additional updates include A/C and water heater (2018), popcorn ceilings removed throughout, and the interior and exterior freshly painted. Bay Point is one of Panama City Beach's most sought-after gated communities, known for its beautiful golf course setting, golf-cart-friendly lifestyle, and full-service Point South Marina. Residents spring and summer concerts at the marina, and the excitement of the annual Billfish Tournament featuring incredible entertainment, food, and drinks. Neons Restaurant inside Bay Point adds to the community atmosphere with live music, dining, and frequent neighborhood gatherings that make it easy to connect with friends and neighbors. Ideally located just minutes from the Navy training center and less than 10 minutes to the white sandy beaches of the Gulf, this home offers the perfect blend of privacy, recreation, and convenience. Homes with this level of renovation, character, and outdoor living space rarely become available in Bay Point.
Pool Features
Inground: 1
Appliances
Bar Fridge: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Fireplace: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Pantry: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Patio Open: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Gated Community: 1
Master Association: 1
Security: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Lot Features
Dead End: 1
Parking Features
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBed Sitting Area: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Dock: 1
Fishing: 1
Gated Community: 1
Golf: 1
Marina: 1
Security-24 hour: 1
Waterfront: 1
Rooms
Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Security Features
24 Hour Security: 1
Security Gate: 1
Property Features
Appliances: Bar Fridge; Dishwasher; Disposal; Dryer; Range - Electric; Refrigerator; Washer
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Exterior: Fenced Back Yard; Patio Covered; Patio Open; Sprinkler System
Association Fees Include: Accounting; Gated Community; Master Association; Security
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Lot Features: Dead End
Pool Features: Inground
Security Features: 24 Hour Security; Security Gate
Parking Features: Garage Attached
Association Amenities: Dock; Fishing; Gated Community; Golf; Marina; Security-24 hour; Waterfront
Rooms: Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
BedroomFirst22 x 1822.0018.00Verify if important
BedroomFirst12 x 1212.0012.00Verify if important
BedroomFirst12 x 1212.0012.00Verify if important

Listing Office: Counts Real Estate Group Inc

Last Updated: May - 07 - 2026

Information deemed reliable but not guaranteed.