$396,900
Panama City, FL 32404
MLS# 791295
Status: Pending
4 beds | 3 baths | 1968 sqft

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Property Description
The Madison floor plan, offers a fresh take on community living. Boasting four bedrooms and three bathrooms, this home accommodates both comfort and privacy. The generous three-car garage and large covered front porch set the stage for a home that's both functional and inviting. Step through the long foyer and you'll find two cozy bedrooms with a shared bath, seamlessly blending privacy with accessibility. The heart of the home is the spacious living area, complete with a central kitchen island, ample cabinetry, and a dining area that overlooks the backyard through to the covered back porch--a perfect setting for entertaining or serene relaxation. The primary bedroom is a haven of tranquility with trey ceilings, a luxurious ensuite featuring a separate shower, indulgent soak tub, and a sizeable closet. This residence doesn't just impress with space--it shines with top-notch interior features like quartz countertops, EVP flooring in common and wet areas, and plush carpeting in each bedroom. The standard stainless steel appliance package adds a touch of elegance and convenience to your culinary adventures. Smart Home Technology elevates this home into the future, with features like Kwikset Keyless Entry and a Qolsys touch panel that integrates control over lighting, thermostat, and home security. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Liberty community boasts a rich amenity center, diverse floor plans, and a sprawling landscape that's set to house almost 2,000 homes. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, basketball court, two pickleball courts, and a well-equipped fitness center. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. It's a vibrant hub for families and community events. Just a 15-minute drive from Tyndall Air Force Base and a stone's throw from downtown Panama City, Liberty affords easy access to shopping, dining, schools, and the pristine shores of Panama City Beach.
Details
Maps
Contract Info
List Price/SqFt: 201.68
Status: Pending
List Date: 2026-06-13
List Price: $396,900
Current Price: $396,900
Location
Sub Area: 0515 - Bay East - Bayou George
Community/Resort: None
Waterfront: No
Elementary School: Tommy Smith
Middle School: Merritt Brown
High School: Rutherford
Directions: Going north on Highway 231, take a right at Star Ave, about a mile down, turn Left onto Liberty Blvd, take first left onto Chapman Lane, home will be on the left.
Area: 05 - Bay County - East
Street #: 6243
Street Name: Chapman
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Subdivision: Liberty
Parcel ID: 05903-100-040
Legal Description: LIBERTY PH 1 LOT 20
General Property Info
Acreage: 0.21
Design: Craftsman Style
Lot Size (SqFt): 9278
Apx SqFt(Htd/Cooled): 1968
Construction Status: Under Construction
SqFt Source: Builders Plans
Lot Dimensions: 53x125
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2026
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 235
HOA Frequency: Quarterly
HOA Annual Amount: 940
New Buyer Fee: Yes
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.
Remarks & Misc
Remarks: The Madison floor plan, offers a fresh take on community living. Boasting four bedrooms and three bathrooms, this home accommodates both comfort and privacy. The generous three-car garage and large covered front porch set the stage for a home that's both functional and inviting.
Step through the long foyer and you'll find two cozy bedrooms with a shared bath, seamlessly blending privacy with accessibility. The heart of the home is the spacious living area, complete with a central kitchen island, ample cabinetry, and a dining area that overlooks the backyard through to the covered back porch--a perfect setting for entertaining or serene relaxation. The primary bedroom is a haven of tranquility with trey ceilings, a luxurious ensuite featuring a separate shower, indulgent soak tub, and a sizeable closet.
This residence doesn't just impress with space--it shines with top-notch interior features like quartz countertops, EVP flooring in common and wet areas, and plush carpeting in each bedroom. The standard stainless steel appliance package adds a touch of elegance and convenience to your culinary adventures. Smart Home Technology elevates this home into the future, with features like Kwikset Keyless Entry and a Qolsys touch panel that integrates control over lighting, thermostat, and home security.
The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Liberty community boasts a rich amenity center, diverse floor plans, and a sprawling landscape that's set to house almost 2,000 homes. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, basketball court, two pickleball courts, and a well-equipped fitness center. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment.
It's a vibrant hub for families and community events. Just a 15-minute drive from Tyndall Air Force Base and a stone's throw from downtown Panama City, Liberty affords easy access to shopping, dining, schools, and the pristine shores of Panama City Beach.
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Plumbed For Ice Maker: 1
Range - Electric: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Crwn Molding: 1
Ceiling - Raised: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Hurricane Fabric: 1
Patio Covered: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Floor - Carpet: 1
Smart Home: 1
Smart Thermostat: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Close to Clubhouse: 1
Covenants & Rescrictions: 1
Curb & Gutter: 1
Easements: 1
Landscaped: 1
Subdivision - Recorded: 1
Retention Pond: 1
Sidewalk: 1
Storm Sewer: 1
Lot Access
City Street: 1
State Highway: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Community Structure: 1
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Playground: 1
Pool: 1
Security-24 hour: 1
Pickle Ball: 1
Recreation Facilities: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Lift Station: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Accessibility Features
Smart Technology: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Forced Air: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Status Change Info
Under Contract Date: 2026-06-13
Property Features
Accessibility Features: Smart Technology
Appliances: Dishwasher; Disposal; Microwave; Plumbed For Ice Maker; Range - Electric; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Forced Air
Exterior: Double Pane Windows; Hurricane Fabric; Patio Covered; Porch Covered
Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Exercise Room; Game Room; Legal; Ground Keeping; Management; Conference Center; Pavilion/Gazebo; Picnic Area; Playground; Pool; Recreational Faclty; Security
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray; Floor - Carpet; Smart Home; Smart Thermostat
Kitchen: First
Living Room: First
Lot Features: Close to Clubhouse; Covenants & Rescrictions; Curb & Gutter; Easements; Landscaped; Retention Pond; Sidewalk; Storm Sewer; Subdivision - Recorded
Lot Access: City Street; State Highway; Paved Road
Dining Room: First
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Additional Parking; Community Structure; Driveway; Garage Attached; Garage Door Opener; Paved
Association Amenities: Basketball Court; BBQ Pit/Grill; Community Room; Exercise Room; Game Room; Conference Center; Pavilion/Gazebo; Pickle Ball; Picnic Area; Playground; Pool; Recreation Facilities; Security-24 hour; Sidewalks
Rooms: Bedroom; Dining Room; Kitchen; Living Room
Showing: Security System; ShowingTime
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Lift Station; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Bedroom | First | 13 x 16.5 | 13.00 | 16.50 |
| Bedroom | First | 11 x 10.7 | 11.00 | 10.70 |
| Bedroom | First | 11 x 10.7 | 11.00 | 10.70 |
| Bedroom | First | 12.1 x 10.7 | 12.10 | 10.70 |
| Kitchen | First | 18.9 x 15.1 | 18.90 | 15.10 |
| Living Room | First | 17.1 x 10.7 | 17.10 | 10.70 |
| Dining Room | First | 8 x 10.7 | 8.00 | 10.70 |
Listing Office: DR Horton Realty of Emerald Coast, LLC
Last Updated: June - 13 - 2026
Information deemed reliable but not guaranteed.
