$3,690,000
Santa Rosa Beach, FL 32459
MLS# 783716
6 beds | 6 baths | 3470 sqft

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Property Description
Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 26586
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 1063.4
Status: Active
List Date: 2026-01-15
List Price: $3,690,000
Current Price: $3,690,000
Location
Sub Area: 1204 - Walton - Grayton Beach
Community/Resort: None
Waterfront: No
Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton
Directions: Headed south on 283 toward 30A, go straight at the light. Pass AJs on the left and then turn left on Lydia. At the curve, turn right on Banfill. Home will be on the right.
Area: 12 - Walton County
Street #: 64
Street Name: Banfill
Street Suffix: Street
State: FL
Zip Code: 32459
County: Walton
Subdivision: Grayton Beach
Parcel ID: 08-3S-19-25030-009-0130
Legal Description: TOWN OF GRAYTON BCH LOT 13 BLK 9 OR 2709-1643 OR 2790-4375 OR 2989-3540 OR 3152-1057
General Property Info
Acreage: 0.16
Design: Florida Cottage
Lot Size (SqFt): 6970
Apx SqFt(Htd/Cooled): 3470
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 50 x 140
New Construction: No
Garage Y/N: No
Driveway Spaces: 7
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 6
Full Baths: 5
Total Baths: 6
Year Built: 1970
Remarks & Misc
Remarks: Timeless Grayton Beach character meets thoughtful modern renovation in this rare dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm.
The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling.
Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony.
The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home.
Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath.
Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.
Balcony
Third: 1
Family Room
First: 1
Loft
Third: 1
Master Bathroom
First: 1
Second: 1
Play Room
Second: 1
Pool Features
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Refrigerator: 1
Interior Features
Ceiling - Raised: 1
Lighting - Recessed: 1
Pantry: 1
Construction/Siding
Roof - Metal: 1
Siding - Hardie Board: 1
Siding - Wood: 1
Exterior
Deck Open: 1
Fenced Back Yard: 1
Other Structures
Guest House: 1
Furnished
Furnished: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed First Floor: 1
Present Zoning
Resid Single Family: 1
Rooms
Balcony: 1
Family Room: 1
Loft: 1
Master Bathroom: 1
Master Bedroom: 1
Play Room: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Lake: 1
Master Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Refrigerator
Master Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central
Exterior: Deck Open; Fenced Back Yard
Furnished: Furnished
Balcony: Third
Master Bathroom: First; Second
Family Room: First
Loft: Third
Pool Features: Inground
Play Room: Second
Other Structures: Guest House
Rooms: Balcony; Family Room; Loft; Master Bathroom; Master Bedroom; Play Room
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Family Room | First | 31 x 19 | 31.00 | 19.00 | 31 x 19 | Family/Dining Combo |
| Master Bedroom | First | 13.7 x 12 | 13.70 | 12.00 | 13.7 x 12 | |
| Master Bathroom | First | 9.8 x 7 | 9.80 | 7.00 | 9.8 x 7 | |
| Master Bedroom | Second | 11 x 9 | 11.00 | 9.00 | 11 x 9 | |
| Master Bathroom | Second | 8 x 9 | 8.00 | 9.00 | 8 x 9 | |
| Play Room | Second | 16 x 15.7 | 16.00 | 15.70 | 16 x 15.7 | |
| Balcony | Third | 15 x 20.5 | 15.00 | 20.50 | 15 x 20.5 | |
| Loft | Third | 16 x 14.5 | 16.00 | 14.50 | 16 x 14.5 |
Listing Office: Scenic Sotheby's International Realty
Last Updated: January - 17 - 2026
Information deemed reliable but not guaranteed.
