$190,000
640 Lagoon Oaks Circle
Panama City, FL 32408
MLS# 783803
3 beds  |  2 baths  |  1296 sqft


640 Lagoon Oaks
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Property Description
Great opportunity near the east end of Panama City Beach! This 3-bedroom, 2-bath manufactured home sits on a spacious quarter-acre lot with no HOA, offering flexibility and strong potential for cash-flow investors or owner-occupants alike. The home features brand-new appliances, a functional split floor plan, and comfortable living spaces throughout. Outside, enjoy a fully fenced yard—ideal for pets, storage, or outdoor entertaining—plus a detached shed for added convenience. Located just minutes from the beach, shopping, dining, and entertainment, this property combines location, land, and rental potential in one hard-to-find package. Whether you're looking to add to your investment portfolio or secure an affordable property close to the Gulf, this is an opportunity you don't want to miss.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 1316
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 146.6
Status: Active
List Date: 2026-01-16
List Price: $190,000
Current Price: $190,000
Location
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: Heading south on Navy Blvd turn right onto north lagoon dr, then turn right onto lagoon oaks dr, then a right on lagoon oaks cir. Home is on the left.
Area: 03 - Bay County - Beach
Street #: 640
Street Name: Lagoon Oaks
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Lagoon Oaks
Parcel ID: 30166-754-000
Legal Description: NORTH LAGOON OAKS LOT 3 BLK B ORB 3902 P 546
General Property Info
Acreage: 0.25
Design: Manufactured
Lot Size (SqFt): 10890
Apx SqFt(Htd/Cooled): 1296
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 84x130
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Mobile/Manufactured
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1994
Remarks & Misc
Remarks: Great opportunity near the east end of Panama City Beach! This 3-bedroom, 2-bath manufactured home sits on a spacious quarter-acre lot with no HOA, offering flexibility and strong potential for cash-flow investors or owner-occupants alike. The home features brand-new appliances, a functional split floor plan, and comfortable living spaces throughout. Outside, enjoy a fully fenced yard—ideal for pets, storage, or outdoor entertaining—plus a detached shed for added convenience. Located just minutes from the beach, shopping, dining, and entertainment, this property combines location, land, and rental potential in one hard-to-find package. Whether you're looking to add to your investment portfolio or secure an affordable property close to the Gulf, this is an opportunity you don't want to miss.
Construction/Siding
Roof - Metal: 1
Furnished
Unfurnished: 1
Rooms
Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Water - Connected: 1
Septic Tank: 1
Bedroom
First: 1
Cooling
Central Air: 1
Property Features
Bedroom: First
Cooling: Central Air
Furnished: Unfurnished
Rooms: Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Public Water - Connected; Septic Tank
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
BedroomFirst10 x 1210.0012.0010 x 12Main Room
BedroomFirst10 x 1010.0010.0010 x 102nd Room
BedroomFirst10 x 1010.0010.0010 x 103rd room

Listing Office: Beachy Beach Real Estate

Last Updated: January - 16 - 2026

Information deemed reliable but not guaranteed.