$650,000
Panama City, FL 32404
MLS# 782813
Status: Pending
4 beds | 2 baths | 2930 sqft

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Property Description
Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function. The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting. Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water. Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for. Move-in ready, updated, and on the water, this one truly has it all!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3250
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 221.84
Status: Pending
List Date: 2025-12-19
List Price: $650,000
Current Price: $650,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Callaway
Middle School: Rutherford Middle
High School: Rutherford
Directions: Tyndall Parkway to east on Cherry St., then go south on Star Ave. and then left on Chipewa St before crossing over bridge at Callaway Bayou.
Area: 02 - Bay County - Central
Street #: 7432
Street Name: Chipewa
Street Suffix: Street
State: FL
Zip Code: 32404
County: Bay
Subdivision: Baxter Subdivision
Parcel ID: 06778-035-000
Legal Description: BAXTER SUBDIVISION LOT 6 BLK B ORB 4173 P 553 132A1
General Property Info
Acreage: 0.37
Design: Contemporary
Lot Size (SqFt): 16117
Apx SqFt(Htd/Cooled): 2930
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
Lot Dimensions: 100 x 160
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 2
Year Built: 1976
Remarks & Misc
Remarks: Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water.
Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled with coastal vibes. The kitchen has been recently upgraded with modern cabinets, sleek countertops, and newer appliances, delivering both style and function.
The spacious master suite features a generous walk-in closet and plenty of natural light, creating a peaceful retreat. Additional highlights include newer lighting throughout, making every space feel refreshed and inviting.
Outside, enjoy your own backyard oasis with an inground pool installed in 2022, perfect for entertaining, relaxing, or cooling off after a day on the water.
Located close to shopping, restaurants, schools, churches, and Tyndall AFB, this home offers incredible convenience while providing the coastal lifestyle buyers are searching for.
Move-in ready, updated, and on the water, this one truly has it all!
Family Room
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Oven - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Fireplace: 1
Construction/Siding
Brick: 1
Exterior
Fenced Back Yard: 1
Fire Pit: 1
Sprinkler System: 1
Waterfront Feature
Boat Slip: 1
Boatlift: 1
Dock: 1
Waterfront Feet: 100
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Waterfront: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Whirlpool: 1
Present Zoning
Resid Single Family: 1
Rooms
Family Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Private Well: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Bayou: 1
Waterfront Type
Bayou w/ Gulf Access: 1
Master Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace - Wood Burning: 1
Status Change Info
Under Contract Date: 2026-05-04
Property Features
Appliances: Dishwasher; Disposal; Dryer; Oven - Electric; Range Hood; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace - Wood Burning
Exterior: Fenced Back Yard; Fire Pit; Sprinkler System
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Features: Waterfront
Lot Access: City Street; Paved Road
Family Room: First
Pool Features: Inground
Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved
Rooms: Family Room; Kitchen; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Garbage; Private Well; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Bayou w/ Gulf Access
Waterfront Feature: Boat Slip; Boatlift; Dock
Waterview: Bayou
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Family Room | First | 20 x 15 | 20.00 | 15.00 |
| Living Room | First | 18 x 17 | 18.00 | 17.00 |
| Kitchen | First | 14 x 13 | 14.00 | 13.00 |
| Master Bedroom | First | 22 x 18 | 22.00 | 18.00 |
Listing Office: EXP Realty LLC
Last Updated: May - 05 - 2026
Information deemed reliable but not guaranteed.
