$414,900
76 Mosaic Oaks Circle
Santa Rosa Beach, FL 32459
MLS# 783773
3 beds  |  3 baths  |  1874 sqft


76 Mosaic Oaks
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76 Mosaic Oaks Mosaic Oaks Community Entrance Entrance Entrance Entrance Entry Entry Half Bath Half Bath Living Kitchen Kitchen Cabinets Kitchen/Dining Dining/Living Dining Dining Dining/Living Living Living Living Living Porch Stairway Staged AI Owner's Suite Owner's Suite Owner's Suite - Two walk-in closets Balcony/Primary Bedroom Balcony Balcony Owner's Suite Bath Owner's Suite Bath Owern's Suite Bath Primary Bath Primary Bath Hall/Second Floor Laundry Hall/Second Floor Laundry Second Story Laundry/Hall Staged AI Second Bedrroom Second Bedroom Second Bedroom Second Bedroom Second Full Bath Second Bath Second Bath Second Full Bath Staged AI Third Bedroom Third Bedroom Third Bedroom Garage Garage Porch/Outside Shower Backyard Backyard Mosaic Oaks Mosaic Oaks Mosaic Oaks Mosaic Oaks 331 Bridge Mosaic Oaks Mosaic Oaks The Bay Restaurant at 331 Bridge Thomas Pilcher Park Boat Ramp/Thomas Pilcher Park 331 Bridge Grayton Beach State Park Walking/Biking Path Grayton Beach Restaurants and shopping Watercolor,FL

Property Description
***VA Loan Assumable Interest Rate 3.125%*** Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A. This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable. Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out-of-town guests. Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk-in closets. The spacious en-suite bath includes dual vanities, a soaking tub, and a separate walk-in shower, perfect for unwinding after a day in the sun. Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second-floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low-maintenance appeal. Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year-round sunshine. From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails. Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.

Details
Maps
Contract Info
List Price/SqFt: 221.4
Status: Active
List Date: 2026-01-16
List Price: $414,900
Current Price: $414,900
Location
Sub Area: 1202 - Walton - Santa Rosa Beach
Community/Resort: None
Waterfront: No
Elementary School: Van R Butler
Middle School: Emerald Coast
High School: South Walton
Directions: Directions: From From Hwy 98, turn north onto JD Miller Rd, turn left onto Chat Holley Rd, turn right onto Harstvedt Rd, turn left onto Mosaic Oaks Cir. to 76 Mosaic Oaks Circle.
Area: 12 - Walton County
Street #: 76
Street Name: Mosaic Oaks
Street Suffix: Circle
State: FL
Zip Code: 32459
County: Walton
Subdivision: No Named Subdivision
Parcel ID: 24-2S-20-33510-000-0070
Legal Description: LOT 7 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2939-4082 OR 3101-577
General Property Info
Acreage: 0.08
Design: Beach House
Lot Size (SqFt): 3659
Apx SqFt(Htd/Cooled): 1874
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 43x87x43x85
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2013
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 50
HOA Frequency: Monthly
HOA Annual Amount: 600
New Buyer Fee: No
Last Taxes: 3155
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: ***VA Loan Assumable Interest Rate 3.125%*** Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A. This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable. Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out-of-town guests. Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk-in closets. The spacious en-suite bath includes dual vanities, a soaking tub, and a separate walk-in shower, perfect for unwinding after a day in the sun. Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second-floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low-maintenance appeal. Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year-round sunshine. From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails. Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.
Dining Room
First: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Laminate: 1
Floor - Tile: 1
Pantry: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Porch Screened: 1
Association Fees Include
Accounting: 1
Management: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Living Room
First: 1
Parking Features
Driveway: 1
Garage Attached: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Availabile: 1
Sewer Available: 1
Public Water - Available: 1
Sale Type
As Is: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Fenced Back Yard; Fenced Privacy; Porch Covered; Porch Screened
Association Fees Include: Accounting; Management
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Living Room: First
Dining Room: First
Security Features: Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Paved
Rooms: Bedroom; Dining Room; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Availabile; Sewer Available; Public Water - Available
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomFirst15 x 14.515.0014.50Approximate
Dining RoomFirst20 x 920.009.00Dining/Kitchen Combo Approximate
Master BedroomSecond15.5 x 14.515.5014.50Approximate
BedroomSecond12.5 x 12.2512.5012.25Approximate
BedroomSecond12.5 x 11.512.5011.50Approximate

Listing Office: Anchor Realty Florida

Last Updated: June - 11 - 2026

Information deemed reliable but not guaranteed.