7801 Ponderosa Street, Panama City, FL 32409 (MLS# 778851)

HOA Fee: No

New Buyer Fee: No

Last Taxes: 412

Last Tax Year: 2024

Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

As Is: Yes

Section: 27

Township: 2S

Range: 14W

Condo Doc: No

List Price/SqFt: 235.29

Status: Active

List Date: 2025-09-10

List Price: $360,000

Current Price: $360,000

Sub Area: 0410 - Bay North - West Deerpoint/Southport

Community/Resort: None

Waterfront: No

Elementary School: Southport

Middle School: Deane Bozeman

High School: Deane Bozeman

Directions: From HWY 77 North To Riley road turn right to right on Creamer Road to right on Ponderosa Street to dead end new home on the right.

Area: 04 - Bay County - North

Street #: 7801

Street Name: Ponderosa

Street Suffix: Street

State: FL

Zip Code: 32409

County: Bay

Subdivision: Southport

Parcel ID: 07925-030-000

Legal Description: 27 2S 14W -21.12- 101A2 BEG 660' S & 260' E OF NW COR OF NW1/4 OF NW1/4 OF NW1/4 TH N 130' E 150' S 130' W 150' TO POB ORB 4334 P 707

Acreage: 0.38

Design: Traditional

Lot Size (SqFt): 16466

Apx SqFt(Htd/Cooled): 1530

Construction Status: Construction Complete

SqFt Source: Builders Plans

Lot Dimensions: 110x150

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2025

Remarks: This house comes with a REDUCED RATE as low as 4.99% (APR 5.431%) as of 11/13/2025 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. Brand-new 3-bedroom, 2-bath home with 2-car garage on a quiet dead-end street — no HOA fees! This thoughtfully designed home features an open layout, trey ceilings in the living room and master suite, and a beautiful tile shower in the primary bath. Enjoy both front and back covered patios, perfect for outdoor living. Conveniently located near shopping, dining, and just a short drive to the beaches.

First: 1

Dishwasher: 1

Range - Electric: 1

Refrigerator: 1

Ceiling - Crwn Molding: 1

Kitchen Island: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Trim - Hardie Board: 1

Patio Covered: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Ceiling - Tray: 1

Dead End: 1

City Street: 1

Paved Road: 1

Garage Door Opener: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

County: 1

Bedroom: 1

Master Bathroom: 1

ShowingTime: 1

Cable - Available: 1

Electricity - Connected: 1

Private Well: 1

Public Water - Connected: 1

Septic Tank: 1

Accessible Central Living Area: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Heat Pump: 1

Central: 1

Heat Pump: 1