$2,995,000
Panama City, FL 32408
MLS# 769495
6 beds | 5 baths | 2920 sqft

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Property Description
Gulf-Front Oasis with Private Saltwater Pool & Excellent Rental Income! This stunning 6-bedroom, 4.5-bath beachfront home offers the ultimate luxury coastal living experience, sitting directly on the sugar-white sands of Panama City Beach—zero steps to the beach! With approximately 2,850 sq. ft., this beautifully designed home provides expansive Gulf views from nearly every room. The open-concept floor plan features a nice kitchen and a spacious living room and dining area, perfect for large gatherings. The living area is bright and airy, with large windows that capture breathtaking sunset views over the Emerald Coast. The two king bedrooms on the main floor are en suite. Upstairs, the four bedrooms offer ample space for guests, each designed with comfort and relaxation in mind; they provide flexibility for families or rental guests, ensuring everyone has their own space to unwind. Step outside to over 1,800 sq. ft. of outdoor decking, including 450 sq. ft. of covered space, ideal for enjoying the soothing sound of the waves or escaping the midday sun. The private saltwater pool is the perfect place to cool off while taking in the unobstructed views of the Gulf of America. With ample parking for boats, motorcycles, or RVs, this home is designed for both relaxation and adventure. Whether you're looking for a primary residence, vacation home, or a high-income rental investment, this property delivers! Proven rental history makes it a turnkey investment opportunity, generating strong and consistent revenue. Located on Surf Drive, this home is just steps from Captain Jack's Crab Leg Buffet and minutes from some of the area's best dining and entertainment, including Schooner's, Grand Marlin and Captain Anderson's. Enjoy easy access to St. Andrews Bay, Shell Island, fishing charters, golf courses, and family attractions. This is your chance to own a piece of paradise on Panama City Beach—schedule your private showing today! $293K in the books for 2025 and $65K for 2026 (as of June 2025)
Details
Maps
Contract Info
Status: Active
List Date: 2025-02-07
List Price: $2,995,000
List Price/SqFt: 1025.68
Current Price: $2,995,000
Location
Area: 03 - Bay County - Beach
Street #: 8205
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Bel Air
Community/Resort: Bel Air
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30437-020-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: East on Thomas Drive, turn right onto Cobia Street and go to stop sign.
Legal Description: BEL AIR (29.1B) BEG AT NLY COR LOT 29 BLK 18 TH SELY ALG S ROW LI OF SURF DR 84.30' FOR POB TH CONT SELY 40', S37-55W 116.50', S37-55W 44.78', N52-33W 38' N37-12E' 161.62' TO POB ORB 3657 P 1632
General Property Info
Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 2920
SqFt Source: Owner Measured
Bedrooms: 6
Full Baths: 4
Half Baths: 1
Total Baths: 5
Year Built: 2013
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 40 X 150
Acreage: 0.14
Lot Size (SqFt): 6273
Pool: Yes
Pool Type: Private
Waterfront Feature
Waterfront Feet: 40
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: First
Half Bathroom: First
Master Bedroom: First
Bedroom: First; Second
Cooling: Central Air
Heating: Central
Exterior: Deck Covered; Shower; Patio Covered
Financing: Cash; Conventional; FHA
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Lot Features: Waterfront
Lot Access: County Road
Master Bathroom: First
Dining Room: First
Laundry: First
Pool Features: Inground; Spa/ Hot Tub
Recreation Room: Second
Security Features: Smoke Detector(s)
Parking Features: Driveway
Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Master Bathroom; Master Bedroom; Recreation Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Natural Gas - Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf; Unobstructed
Present Zoning: Resid Single Family
Room Information
Room Name | Level | Dimensions | Length | Width | Dimensions |
Master Bedroom | First | 13.8 x 12 | 13.80 | 12.00 | 13.8 x 12 |
Bedroom | First | 11.4 x 11.1 | 11.40 | 11.10 | 11.4 x 11.1 |
Bedroom | Second | 11.6 x 11.5 | 11.60 | 11.50 | 11.6 x 11.5 |
Bedroom | Second | 11.5 x 11 | 11.50 | 11.00 | 11.5 x 11 |
Kitchen | First | 11.4 x 11 | 11.40 | 11.00 | 11.4 x 11 |
Dining Room | First | 11.4 x 11 | 11.40 | 11.00 | 11.4 x 11 |
Recreation Room | Second | 19.4 x 12.4 | 19.40 | 12.40 | 19.4 x 12.4 |
Master Bathroom | First | 8.8 x 5 | 8.80 | 5.00 | 8.8 x 5 |
Full Bathroom | First | 8.1 x 5 | 8.10 | 5.00 | 8.1 x 5 |
Half Bathroom | First | 5.2 x 5 | 5.20 | 5.00 | 5.2 x 5 |
Laundry | First | 5 x 4 | 5.00 | 4.00 | 5 x 4 |
Listing Office: Counts Real Estate Group Inc
Last Updated: October - 07 - 2025
Information deemed reliable but not guaranteed.