$399,900
Panama City Beach, FL 32413
MLS# 789190
2 beds | 2 baths | 1315 sqft

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Property Description
Welcome to your dream home in Latitude Margaritaville Watersound! This stunning Camellia Cottage is perfectly situated in close-in, highly sought-after Phase 3, offering quick and easy access to all the world-class amenities and golf cart paths that make this community so special. This beautifully upgraded home showcases many of the features found in the model Camellia, including burlap-colored cabinetry, bronze hardware and fixtures, pull-outs, Kitchen-Aid upgraded appliances, upgraded lighting, and a gorgeous granite countertop with coordinating backsplash. The kitchen also features a charming coffee bar area and refrigerator that conveys--perfect for everyday living and entertaining. The open-concept living space is designed to impress with a vaulted, beamed ceiling in the family room and Revwood by Mohawk flooring throughout. The dining area is elevated with a custom shiplap feature wall, creating a warm coastal feel, complemented by upgraded lighting throughout the home. Retreat to the spacious primary suite, featuring a luxurious en-suite bath with a level 5 designer tile shower, frameless glass enclosure, and bronze fixtures. The secondary bedroom is conveniently located next to a full bath with upgraded tile and granite finishes, ideal for guests. Enjoy the Florida lifestyle year-round from your screened porch, with easy access to nearby amenities and scenic golf cart trails. This home also offers low-maintenance living with HOA dues covering roof replacement and exterior paint on a maintenance schedule, along with full lawn care, a 10 year structural warranty from the original build date conveys to buyer, giving you peace of mind and more time to enjoy the lifestyle. Latitude Margaritaville Watersound is a premier 55+ active adult community located just minutes from the beautiful Emerald Coast beaches. Residents enjoy resort-style pools, fitness center, pickleball and tennis courts, on-site dining, live entertainment, walking and biking trails, and a vibrant social calendar. The community is also conveniently located near the new Publix shopping center, dining options, and a state-of-the-art hospital just a short drive away, with future plans including a marina and additional retail--all accessible by golf cart. Don't miss this opportunity to own a highly upgraded home in one of the most desirable phases of Latitude Margaritaville Watersound and start living the Latitude Lifestyle!
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 340.82
HOA Frequency: Monthly
HOA Annual Amount: 4089.84
Senior Community: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 600
New Buyer Fee Paid: $
Last Taxes: 2333
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea
Contract Info
List Price/SqFt: 304.11
Status: Active
List Date: 2026-04-30
List Price: $399,900
Current Price: $399,900
Location
Sub Area: 0411 - Bay North - West Bay
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 to North on Hwy 79 to left on Latitude Blvd. to left at first gate on left - Lost Shaker Blvd. to left on Island Breeze Ave. to right on Landshark to left on Fins Up. home on right.
Area: 04 - Bay County - North
Street #: 8357
Street Name: Fins Up
Street Suffix: Court
State: FL
Zip Code: 32413
County: Bay
Subdivision: Latitude at Watersound
Parcel ID: 32503-300-270
Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 3B & 3C LOT 302 ORB 4638 P 456
General Property Info
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1315
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Lot Dimensions: 42x100
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Assigned Spaces: 1
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2022
Remarks & Misc
Remarks: Welcome to your dream home in Latitude Margaritaville Watersound! This stunning Camellia Cottage is perfectly situated in close-in, highly sought-after Phase 3, offering quick and easy access to all the world-class amenities and golf cart paths that make this community so special.
This beautifully upgraded home showcases many of the features found in the model Camellia, including burlap-colored cabinetry, bronze hardware and fixtures, pull-outs, Kitchen-Aid upgraded appliances, upgraded lighting, and a gorgeous granite countertop with coordinating backsplash. The kitchen also features a charming coffee bar area and refrigerator that conveys--perfect for everyday living and entertaining.
The open-concept living space is designed to impress with a vaulted, beamed ceiling in the family room and Revwood by Mohawk flooring throughout. The dining area is elevated with a custom shiplap feature wall, creating a warm coastal feel, complemented by upgraded lighting throughout the home.
Retreat to the spacious primary suite, featuring a luxurious en-suite bath with a level 5 designer tile shower, frameless glass enclosure, and bronze fixtures. The secondary bedroom is conveniently located next to a full bath with upgraded tile and granite finishes, ideal for guests.
Enjoy the Florida lifestyle year-round from your screened porch, with easy access to nearby amenities and scenic golf cart trails.
This home also offers low-maintenance living with HOA dues covering roof replacement and exterior paint on a maintenance schedule, along with full lawn care, a 10 year structural warranty from the original build date conveys to buyer, giving you peace of mind and more time to enjoy the lifestyle.
Latitude Margaritaville Watersound is a premier 55+ active adult community located just minutes from the beautiful Emerald Coast beaches. Residents enjoy resort-style pools, fitness center, pickleball and tennis courts, on-site dining, live entertainment, walking and biking trails, and a vibrant social calendar. The community is also conveniently located near the new Publix shopping center, dining options, and a state-of-the-art hospital just a short drive away, with future plans including a marina and additional retail--all accessible by golf cart.
Don't miss this opportunity to own a highly upgraded home in one of the most desirable phases of Latitude Margaritaville Watersound and start living the Latitude Lifestyle!
Dining Room
First: 1
Garage
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Gas: 1
Water Heater - Tankless: 1
Interior Features
Ceiling - Beamed: 1
Ceiling - Cathedral: 1
Ceiling - Raised: 1
Floor - Laminate: 1
Floor - Tile: 1
Lighting - Recessed: 1
Pantry: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Roof - Gutters: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Business Center: 1
Exercise Room: 1
Ground Keeping: 1
Management: 1
Pool: 1
Recreational Faclty: 1
Tennis: 1
Theater: 1
Whirlpool: 1
Irrigation: 1
Furnished
Unfurnished: 1
Interior
Smart Thermostat: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Subdivision - Recorded: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Assigned: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
Business Center: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Tennis: 1
Theater: 1
Waterfront: 1
Whirlpool: 1
Dining: 1
Dog Park: 1
Pickle Ball: 1
Recreation Facilities: 1
Sidewalks: 1
Trail(s): 1
Rooms
Bedroom: 1
Dining Room: 1
Garage: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Broadband Available: 1
Internet - Fiber Optic: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heat Pump: 1
Heating
Central: 1
Electric: 1
Heat Pump: 1
Security Features
Carbon Monoxide Detector: 1
Gated Community: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Gas; Water Heater - Tankless
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump
Heating: Central; Electric; Heat Pump
Exterior: Double Pane Windows; Porch Covered; Porch Screened; Sprinkler System
Association Fees Include: Accounting; Business Center; Exercise Room; Irrigation; Ground Keeping; Management; Pool; Recreational Faclty; Whirlpool; Tennis; Theater
Furnished: Unfurnished
Interior: Smart Thermostat
Living Room: First
Lot Features: Covenants & Rescrictions; Subdivision - Recorded
Lot Access: Gated Access; Paved Road
Dining Room: First
Garage: First
Security Features: Carbon Monoxide Detector; Gated Community; Smoke Detector(s)
Parking Features: Additional Parking; Assigned; Garage Attached; Garage Door Opener
Association Amenities: Basketball Court; Business Center; Dining; Dog Park; Exercise Room; Gated Community; Pickle Ball; Pool; Recreation Facilities; Sidewalks; Whirlpool; Tennis; Theater; Trail(s); Waterfront
Rooms: Bedroom; Dining Room; Garage; Living Room; Master Bedroom
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Internet - Fiber Optic; Natural Gas - Connected; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 16.2 x 14.1 | 16.20 | 14.10 |
| Dining Room | First | 12.6 x 11 | 12.60 | 11.00 |
| Master Bedroom | First | 12.1 x 12.2 | 12.10 | 12.20 |
| Bedroom | First | 12.9 x 11.2 | 12.90 | 11.20 |
| Garage | First | 20.6 x 20 | 20.60 | 20.00 |
Listing Office: Coldwell Banker Realty
Last Updated: May - 01 - 2026
Information deemed reliable but not guaranteed.
