$199,000
Panama City, FL 32408
MLS# 789118
1 baths | 448 sqft
1 / 17
Property Description
Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach getaway or an income-producing investment. Enjoy Gulf-side pool access and a convenient location close to restaurants, shopping, entertainment, and all that Panama City Beach has to offer. Contact an agent today to schedule your private tour.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1100
HOA Frequency: Quarterly
HOA Annual Amount: 4400
New Buyer Fee: No
Last Taxes: 1709
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Contract Info
List Price/SqFt: 444.2
Status: Active
List Date: 2026-04-27
List Price: $199,000
Current Price: $199,000
Location
Unit #: 117
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: West on Front Beach Road from the Hathaway Bridge turn left on Joan Avenue. Straight over Thomas Drive and street will turn left onto Surf Drive. Ocean Terrace will be on right.
Area: 03 - Bay County - Beach
Street #: 8618
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Ocean Terr. Condo.
Parcel ID: 30464-326-000
Legal Description: OCEAN TERRACE PHASE II CONDO UNIT 117 (EFFICENCY) ORB 3289 P 2120 1B EFF 448 H&C
General Property Info
Floor Number: 2
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 448
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
# of Units in Bldg: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 1985
Remarks & Misc
Remarks: Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach getaway or an income-producing investment. Enjoy Gulf-side pool access and a convenient location close to restaurants, shopping, entertainment, and all that Panama City Beach has to offer. Contact an agent today to schedule your private tour.
Pool Features
Fenced: 1
Inground: 1
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Construction/Siding
Concrete: 1
Siding - Stucco: 1
Exterior
Patio Covered: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Ground Keeping: 1
Marina: 1
Pool: 1
Sewer: 1
Water: 1
Furnished
Furnished: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Parking Lot: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Association Amenities
Pool: 1
Waterfront: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Water Heater - Electric
Exterior: Patio Covered
Association Fees Include: Ground Keeping; Marina; Pool; Sewer; Water
Furnished: Furnished
Lot Features: Within 1/2 Mile to Water
Lot Access: Paved Road
Pool Features: Fenced; Inground
Parking Features: Parking Lot
Association Amenities: Pool; Waterfront
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Shore - Beach
Waterview: Gulf
Listing Office: Counts Real Estate Group Inc
Last Updated: April - 29 - 2026
Information deemed reliable but not guaranteed.