8658 Coral Reef Way, Panama City Beach, FL 32413 (MLS# 789602)

List Price/SqFt: 329.65

Status: Active

List Date: 2026-05-08

List Price: $455,900

Current Price: $455,900

Sub Area: 0411 - Bay North - West Bay

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: Hwy 79 North, left on Latitude Blvd. Right on to Margaritaville Blvd., Left onto Coral Reef Way. Cottage is on the right in the 4th set of cottages.

Area: 04 - Bay County - North

Street #: 8658

Street Name: Coral Reef

Street Suffix: Way

State: FL

Zip Code: 32413

County: Bay

Subdivision: Latitude at Watersound

Parcel ID: 32503-350-484

Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4A LOT 4242 ORB 4686 P 1642

Acreage: 0.09

Design: Florida Cottage

Lot Size (SqFt): 3746

Apx SqFt(Htd/Cooled): 1383

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Builders Plans

Lot Dimensions: 35' x 100'

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2023

HOA Fee: Yes

HOA Amount: 340.82

HOA Frequency: Monthly

HOA Annual Amount: 4089.84

New Buyer Fee: Yes

New Buyer Fee Amt: 600

New Buyer Fee Paid: $

Last Taxes: 3803

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Welcome to your slice of paradise in Latitude Margaritaville Watersound! 🌴☀️ This stunning Dreamsicle floor plan in highly sought-after Phase 4 delivers the perfect blend of laid-back luxury and coastal charm--complete with serene green space right outside your front door. Step inside and feel the elevated design with a beautiful glass front door, 8-foot interior doors, and gorgeous RevWood laminate flooring flowing throughout the main living areas. The heart of the home features quartz countertops, a designer backsplash, and a show-stopping island wrapped in shiplap--perfect for entertaining or enjoying your morning coffee with a beachy breeze mindset. The dining area continues the coastal vibe with a stylish shiplap accent wall, while recessed lighting and ceiling fans throughout the home create a bright, comfortable ambiance in every room. Need a flex space? The spacious den is a true standout with a custom focal wall mural that adds personality and flair. Relax and unwind in the screened-in lanai (just added in January 2026)--your private retreat for soaking in those Margaritaville moments. The primary suite offers a spa-like experience with a seamless glass shower and floor-to-ceiling tile, while the secondary bathroom also features a beautifully tiled shower for guests. Additional upgrades include 2'' faux wood blinds throughout, designer paint finishes (completed November 2025), tile flooring in bathrooms and laundry, and an epoxy-coated garage floor for a polished touch. Located just a short golf cart ride to world-class amenities, this home isn't just a place to live--it's a lifestyle. Residents of this vibrant 55+ active adult community enjoy incredible amenities including resort-style pools, a fitness center, pickleball and tennis courts, dining, shopping, live entertainment, and countless clubs and activities. A new medical complex is currently being developed nearby in partnership with Florida State University and Tallahassee Memorial HealthCare, with medical and urgent care offices already open and a full hospital slated for completion in 2027, bringing world-class healthcare to the area. A Publix grocery store has broken ground in the front of the neighborhood and residents look forward to getting all their groceries, drinks and prescriptions quickly via their golf cart. True Florida living! The HOA fee includes lawn care, full access to amenities and activities, the woodworking shop, and pottery studio and more, allowing you to spend less time maintaining and more time enjoying the laid-back lifestyle. 🍹 Come live where every day feels like a vacation. Schedule your private showing today! TV, speakers and sound bar convey with home. Refrigerator, washer/dryer convey with home. Curtains have been removed by seller, hardware remains. Home is now vacant.

First: 1

First: 1

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Ceiling - Cathedral: 1

Floor - Laminate: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Split Bedroom: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Dimensional Shg: 1

Siding - Hardie Board: 1

Trim - Hardie Board: 1

Porch Screened: 1

Sprinkler System: 1

Accounting: 1

Business Center: 1

Community Room: 1

Conference Center: 1

Dock: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Management: 1

Master Association: 1

Pavilion/Gazebo: 1

Pool: 1

Tennis: 1

Theater: 1

Whirlpool: 1

Irrigation: 1

Unfurnished: 1

Smart Thermostat: 1

First: 1

Corner Lot: 1

Covenants & Rescrictions: 1

Interior Lot: 1

Landscaped: 1

Subdivision - Recorded: 1

Sidewalk: 1

Survey Available: 1

Gated Access: 1

Paved Road: 1

Assigned: 1

Garage Attached: 1

Garage Door Opener: 1

Shared Driveway: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

Resid Single Family: 1

Basketball Court: 1

Business Center: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Tennis: 1

Theater: 1

Waterfront: 1

Whirlpool: 1

Dining: 1

Dog Park: 1

Pickle Ball: 1

Recreation Facilities: 1

Sidewalks: 1

Trail(s): 1

Bedroom: 1

Den: 1

Dining Room: 1

Living Room: 1

Master Bathroom: 1

Screened Porch: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Internet - Broadband Available: 1

Internet - Fiber Optic: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Heat Pump: 1

Central: 1

Electric: 1

Heat Pump: 1

Carbon Monoxide Detector: 1

Firewall(s): 1

Gated Community: 1

Security Gate: 1

Smoke Detector(s): 1