$340,000
Panama City Beach, FL 32407
MLS# 784854
3 beds | 3 baths | 1761 sqft

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Property Description
Welcome to Island Reserve: Resort-Style Living in a Private, Gated Community! This spacious and beautifully upgraded ground-floor condo offers the perfect balance of privacy, comfort, and convenience, just minutes from the white-sand beaches of Panama City Beach. Situated in one of the most private and quiet sections of the community, this 1,761-square-foot residence features three bedrooms and two and a half bathrooms. With washer and dryer included and furniture being negotiable, you can make your move as effortless as you wish! Inside, you'll find 10-foot ceilings and bamboo flooring in the main living area, creating a warm and inviting atmosphere. The large master suite includes a generous walk-in closet, soaking tub, walk-in shower, and direct access to the wrap-around balcony. Two guest bedrooms share a convenient Jack and Jill bathroom, and a dedicated laundry room adds everyday functionality. The kitchen features granite countertops, upgraded cabinetry, and new refrigerator. A newer HVAC system, installed just three years ago, provides energy-efficient comfort year-round. The oversized balcony is perfect for enjoying beautiful sunrises and peaceful evenings. Just steps from your back door, a private hallway leads directly to the covered parking garage for added convenience. Island Reserve is known for its safety, strong sense of community, and impressive amenities. Residents enjoy access to a one-acre resort-style pool with waterfalls, an outdoor hot tub, and poolside showers. The beautifully landscaped central courtyard features gorgeous, lush tropical greenery, creating a serene and luxurious setting throughout the property. The clubhouse includes a 100-inch theater screen, game room with pool tables, modern fitness center, and an indoor basketball and pickleball court. The pet-friendly community also offers walking areas and waste stations throughout. With its ideal location near the beach, shopping, dining, golf courses, and local attractions, Island Reserve offers a rare opportunity to enjoy an upscale yet low-maintenance lifestyle in one of Panama City Beach's most sought-after communities. Schedule your private showing today!
Details
Maps
Contract Info
List Price/SqFt: 193.07
Status: Active
List Date: 2026-02-06
List Price: $340,000
Current Price: $340,000
Location
Unit #: 1117
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Back Beach Rd., turn on Allison, then take a left to the Island Reserve neighborhood. Contact agent for the gate code. Unit is in building 1, first floor.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-014
Legal Description: ISLAND RESERVE 31 3S 15W TYPE D-D BLDG 1 UNIT 1117 MAP 57C4 ORB 3018 P 563 3BR 2.5B 1761 H&C ORB 4550 P 1691 275 BALC
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1761
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2008
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2417
HOA Frequency: Quarterly
HOA Annual Amount: 9668
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Island Reserve: Resort-Style Living in a Private, Gated Community!
This spacious and beautifully upgraded ground-floor condo offers the perfect balance of privacy, comfort, and convenience, just minutes from the white-sand beaches of Panama City Beach.
Situated in one of the most private and quiet sections of the community, this 1,761-square-foot residence features three bedrooms and two and a half bathrooms. With washer and dryer included and furniture being negotiable, you can make your move as effortless as you wish!
Inside, you'll find 10-foot ceilings and bamboo flooring in the main living area, creating a warm and inviting atmosphere. The large master suite includes a generous walk-in closet, soaking tub, walk-in shower, and direct access to the wrap-around balcony. Two guest bedrooms share a convenient Jack and Jill bathroom, and a dedicated laundry room adds everyday functionality. The kitchen features granite countertops, upgraded cabinetry, and new refrigerator. A newer HVAC system, installed just three years ago, provides energy-efficient comfort year-round.
The oversized balcony is perfect for enjoying beautiful sunrises and peaceful evenings. Just steps from your back door, a private hallway leads directly to the covered parking garage for added convenience.
Island Reserve is known for its safety, strong sense of community, and impressive amenities. Residents enjoy access to a one-acre resort-style pool with waterfalls, an outdoor hot tub, and poolside showers. The beautifully landscaped central courtyard features gorgeous, lush tropical greenery, creating a serene and luxurious setting throughout the property. The clubhouse includes a 100-inch theater screen, game room with pool tables, modern fitness center, and an indoor basketball and pickleball court. The pet-friendly community also offers walking areas and waste stations throughout.
With its ideal location near the beach, shopping, dining, golf courses, and local attractions, Island Reserve offers a rare opportunity to enjoy an upscale yet low-maintenance lifestyle in one of Panama City Beach's most sought-after communities. Schedule your private showing today!
Dining Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Split Bedroom: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Insurance: 1
Pest Control: 1
Picnic Area: 1
Playground: 1
Pool: 1
Theater: 1
Trash Disposal: 1
Whirlpool: 1
Furnished
Negotiable: 1
Kitchen
First: 1
Living Room
First: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
Other - See Remarks: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Oven - Electric; Range - Electric; Refrigerator; Washer
Master Bedroom: First
Bedroom: First
Cooling: Central Air
Exterior: Balcony
Association Fees Include: Accounting; Community Room; Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Pest Control; Picnic Area; Playground; Pool; Whirlpool; Theater; Trash Disposal
Furnished: Negotiable
Kitchen: First
Living Room: First
Dining Room: First
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Utilities: Other - See Remarks
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 16 x 12 | 16.00 | 12.00 |
| Bedroom | First | 13 x 10 | 13.00 | 10.00 |
| Bedroom | First | 12 x 11 | 12.00 | 11.00 |
| Living Room | First | 18 x 17 | 18.00 | 17.00 |
| Dining Room | First | 15 x 11 | 15.00 | 11.00 |
| Kitchen | First | 15 x 10 | 15.00 | 10.00 |
Listing Office: Real Broker LLC
Last Updated: May - 20 - 2026
Information deemed reliable but not guaranteed.
