$325,000
Panama City Beach, FL 32407
MLS# 789676
2 beds | 3 baths | 1325 sqft

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Property Description
Rare First-Floor Condo with XL Patio at Island Reserve! Welcome to resort-style living at Island Reserve, one of Panama City Beach's most sought-after Caribbean-style communities! Rarely do the highly desirable first-floor units with oversized patios become available--and this beautifully updated, move-in-ready residence is loaded with upgrades you won't find in other units. This spacious condo features two private primary suites, each offering its own en-suite bathroom, walk-in closet, and direct access to the expansive patio--perfect for guests, roommates, or a luxurious vacation retreat. Inside, you'll find an elegant blend of comfort and style with: Newer bamboo flooring in the main living areas, new plush carpet in the bedrooms, beautiful tile flooring in the kitchen, foyer, and baths, gorgeous granite countertops throughout, new stainless steel appliances, new washer & dryer plus bonus freezer, plantation shutters, custom-built pantry for added storage, additional shelving throughout, 10-foot ceilings with crown molding, updated fixtures, and a brand-new water heater. Double French doors open to your incredible XL private patio, creating the ideal indoor-outdoor living experience. Whether you're enjoying your morning coffee, relaxing with a book, grilling with friends, or unwinding with an evening cocktail, this outdoor space is truly exceptional. A new non-skid patio coating adds both safety and style. Location is everything--and this unit delivers. Conveniently located just steps from the covered parking garage, you can walk directly to your front door with no stairs and no waiting for elevators. Residents of Island Reserve enjoy outstanding resort-style amenities including: Zero-entry tropical pool with waterfall, indoor basketball & pickleball court, fitness center, game room, and beautifully landscaped grounds. Centrally located, you'll also enjoy easy access to shopping, dining, entertainment, fishing, golf, and the World's Most Beautiful Beaches. Rare first-floor opportunities like this don't last long--call today for more information or to schedule your private tour!
Details
Maps
Contract Info
List Price/SqFt: 245.28
Status: Active
List Date: 2026-05-09
List Price: $325,000
Current Price: $325,000
Location
Unit #: 6105
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: The main Island Reserve entrance is located at the intersection of Front Beach Rd & Laurie Avenue. Once you enter the gate, go straight into the parking garage ahead. Building 6 will be on your left. Unit 6105 is located on the bottom floor on your left.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-195
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-D BLDG 6 UNIT 6105 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4264 P 1503 145 BALC
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2008
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 750
HOA Frequency: Monthly
HOA Annual Amount: 9000
New Buyer Fee: No
Last Taxes: 2584
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Rare First-Floor Condo with XL Patio at Island Reserve! Welcome to resort-style living at Island Reserve, one of Panama City Beach's most sought-after Caribbean-style communities! Rarely do the highly desirable first-floor units with oversized patios become available--and this beautifully updated, move-in-ready residence is loaded with upgrades you won't find in other units. This spacious condo features two private primary suites, each offering its own en-suite bathroom, walk-in closet, and direct access to the expansive patio--perfect for guests, roommates, or a luxurious vacation retreat. Inside, you'll find an elegant blend of comfort and style with: Newer bamboo flooring in the main living areas, new plush carpet in the bedrooms, beautiful tile flooring in the kitchen, foyer, and baths, gorgeous granite countertops throughout, new stainless steel appliances, new washer & dryer plus bonus freezer, plantation shutters, custom-built pantry for added storage, additional shelving throughout, 10-foot ceilings with crown molding, updated fixtures, and a brand-new water heater. Double French doors open to your incredible XL private patio, creating the ideal indoor-outdoor living experience. Whether you're enjoying your morning coffee, relaxing with a book, grilling with friends, or unwinding with an evening cocktail, this outdoor space is truly exceptional. A new non-skid patio coating adds both safety and style. Location is everything--and this unit delivers. Conveniently located just steps from the covered parking garage, you can walk directly to your front door with no stairs and no waiting for elevators. Residents of Island Reserve enjoy outstanding resort-style amenities including: Zero-entry tropical pool with waterfall, indoor basketball & pickleball court, fitness center, game room, and beautifully landscaped grounds. Centrally located, you'll also enjoy easy access to shopping, dining, entertainment, fishing, golf, and the World's Most Beautiful Beaches. Rare first-floor opportunities like this don't last long--call today for more information or to schedule your private tour!
Dining Room
First: 1
Pool Features
Inground: 1
Waterfall: 1
Appliances
Dishwasher: 1
Dryer: 1
Freezer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Hardwood: 1
Floor - Tile: 1
Kitchen Island: 1
Split Bedroom: 1
Window - Treatment All: 1
Exterior
Patio Covered: 1
Patio Open: 1
Association Fees Include
Community Room: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Pest Control: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Garage Attached: 1
Parking Garage: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Association Amenities
Basketball Court: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Pool: 1
Pickle Ball: 1
Recreation Facilities: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Gated Community: 1
Security Gate: 1
Property Features
Appliances: Dishwasher; Dryer; Freezer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Patio Covered; Patio Open
Association Fees Include: Community Room; Dumpster; Exercise Room; Gated Community; Insurance; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Living Room: First
Dining Room: First
Pool Features: Inground; Waterfall
Security Features: Fire Alarm; Fire Sprinkler System; Gated Community; Security Gate
Parking Features: Garage Attached; Parking Garage; Paved
Association Amenities: Basketball Court; Dumpster; Exercise Room; Game Room; Gated Community; Pickle Ball; Pool; Recreation Facilities
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bedroom | First | 13 x 13 | 13.00 | 13.00 |
| Bedroom | First | 13 x 12 | 13.00 | 12.00 |
| Living Room | First | 15 x 11 | 15.00 | 11.00 |
| Dining Room | First | 12 x 11 | 12.00 | 11.00 |
| Kitchen | First | 12 x 8 | 12.00 | 8.00 |
Listing Office: Coldwell Banker Realty
Last Updated: May - 10 - 2026
Information deemed reliable but not guaranteed.
