$275,000
8700 Front Beach Road 7107
Panama City Beach, FL 32407
MLS# 789468
2 beds  |  3 baths  |  1325 sqft


photo_online_001
  1 / 54  
photo_online_001 photo_online_002 photo_online_003 photo_online_004 photo_online_005 photo_online_006 photo_online_007 photo_online_008 photo_online_009 photo_online_010 photo_online_011 photo_online_012 photo_online_013 photo_online_014 photo_online_015 photo_online_016 photo_online_017 photo_online_018 photo_online_019 photo_online_020 photo_online_021 photo_online_022 photo_online_023 photo_online_024 photo_online_025 photo_online_026 photo_online_027 photo_online_028 photo_online_029 photo_online_030 photo_online_031 photo_online_032 photo_online_033 photo_online_034 photo_online_035 photo_online_036 photo_online_037 photo_online_038 photo_online_039 photo_online_040 photo_online_041 photo_online_042 photo_online_043 photo_online_044 photo_online_045 photo_online_046 photo_online_047 photo_online_048 photo_online_049 photo_online_050 photo_online_051 photo_online_052 photo_online_053 photo_online_054

Property Description
Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community's lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2166.52
HOA Frequency: Quarterly
HOA Annual Amount: 8666.08
New Buyer Fee: Yes
Last Taxes: 2947.6
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 207.55
Status: Active
List Date: 2026-05-06
List Price: $275,000
Current Price: $275,000
Location
Unit #: 7107
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From the Hathaway Bridge, continue west on Front Beach Road and turn right into Island Reserve. Go straight into the parking garage. Unit is on the first floor, in the first building that's left of the parking garage.
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-232
Legal Description: ISLAND RESERVE 31 3S 15W TYPE B-D BLDG 7 UNIT 7107 MAP 57C4 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4172 P 1013 145 BALC
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 1325
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2008
Remarks & Misc
Remarks: Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community's lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.
Dining Room
First: 1
Master Bathroom
First: 1
Pool Features
Inground: 1
Spa/ Hot Tub: 1
Waterfall: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Ceiling - Crwn Molding: 1
Floor - Laminate: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Split Bedroom: 1
Exterior
Patio Covered: 1
Patio Open: 1
Association Fees Include
Accounting: 1
Community Room: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Pest Control: 1
Pool: 1
Security: 1
Sewer: 1
Theater: 1
Trash Disposal: 1
Water: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Parking Garage: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Association Amenities
Basketball Court: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Theater: 1
Whirlpool: 1
Pickle Ball: 1
Rooms
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Full Bathroom
First: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Gated Community: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Microwave; Oven - Electric; Refrigerator; Water Heater - Electric
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric
Exterior: Patio Covered; Patio Open
Association Fees Include: Accounting; Community Room; Exercise Room; Game Room; Insurance; Ground Keeping; Management; Pest Control; Pool; Security; Sewer; Theater; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Kitchen: First
Living Room: First
Master Bathroom: First
Dining Room: First
Pool Features: Inground; Spa/ Hot Tub; Waterfall
Security Features: Gated Community
Parking Features: Parking Garage
Association Amenities: Basketball Court; Community Room; Elevators; Exercise Room; Gated Community; Pickle Ball; Pool; Whirlpool; Theater
Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Utilities: Cable - Available; Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst14.8 x 14.914.8014.90
Dining RoomFirst15.9 x 10.915.9010.90
KitchenFirst13.5 x 7.813.507.80
Master BedroomFirst12.9 x 15.712.9015.70
Master BathroomFirst8.9 x 13.98.9013.90
BedroomFirst11.9 x 12.911.9012.90
Full BathroomFirst7.3 x 13.87.3013.80

Listing Office: Scenic Sotheby's International Realty

Last Updated: May - 06 - 2026

Information deemed reliable but not guaranteed.