$375,000
Panama City Beach, FL 32407
MLS# 782672
4 beds | 5 baths | 3019 sqft

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Property Description
Owner financing available! Willing to beat current rate by 1%! Discover your perfect getaway in the heart of Panama City Beach! 4 bedroom with 4 a 1/2 bathrooms,3 stories, two balconies, large front porch, two car garage. Located in the sought-after Island Reserve community, this stunning townhome offers an ideal blend of comfort and convenience, just minutes away from the pristine beach, shopping, attractions, and dining options. Features include Resort-Style Amenities: Enjoy a luxurious lifestyle with access to a beautiful resort-style pool, an indoor basketball court, pickleball court, a fully-equipped gym, and a private theater for movie nights, meeting room and community areas are perfect for socializing or hosting events. Take in the serene surroundings with beautifully landscaped grounds featuring tranquil water features, perfect for relaxation and enjoying nature. Whether you're looking for a primary residence or a vacation home, this condo offers everything you need for a vibrant beach lifestyle. Don't miss out on this incredible opportunity!
Details
Maps
Contract Info
List Price/SqFt: 124.21
Status: Active
List Date: 2025-12-14
List Price: $375,000
Current Price: $375,000
Location
Unit #: 8108
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Road heading west, turn right on Allison Road next to Zoo World. Gated Entrance on right. Take first left. Unit is on the last townhouse
Area: 03 - Bay County - Beach
Street #: 8700
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Island Reserve
Parcel ID: 40001-100-283
Legal Description: ISLAND RESERVE 31 3S 15W TYPE TH-B BLDG 8 UNIT 8108 ORB 3018 P 563 4BR 4.5B 3019 H&C ORB 3682 P 1155 1625 BALC . (PERMIT AKA BLG 10 UNIT 10108)
General Property Info
Design: Caribbean
Apx SqFt(Htd/Cooled): 3019
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
# of Units in Bldg: 8
Lot Dimensions: 000
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 4
Full Baths: 4
Total Baths: 5
Year Built: 2008
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 5478
HOA Frequency: Quarterly
HOA Annual Amount: 21912
New Buyer Fee: Yes
Last Taxes: 4025
Last Tax Year: 2024
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Owner financing available! Willing to beat current rate by 1%!
Discover your perfect getaway in the heart of Panama City Beach! 4 bedroom with 4 a 1/2 bathrooms,3 stories, two balconies, large front porch, two car garage. Located in the sought-after Island Reserve community, this stunning townhome offers an ideal blend of comfort and convenience, just minutes away from the pristine beach, shopping, attractions, and dining options. Features include Resort-Style Amenities: Enjoy a luxurious lifestyle with access to a beautiful resort-style pool, an indoor basketball court, pickleball court, a fully-equipped gym, and a private theater for movie nights, meeting room and community areas are perfect for socializing or hosting events. Take in the serene surroundings with beautifully landscaped grounds featuring tranquil water features, perfect for relaxation and enjoying nature. Whether you're looking for a primary residence or a vacation home, this condo offers everything you need for a vibrant beach lifestyle. Don't miss out on this incredible opportunity!
Master Bathroom
Second: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Balcony: 1
Patio Covered: 1
Patio Open: 1
Porch Covered: 1
Association Fees Include
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Master Association: 1
Pool: 1
Recreational Faclty: 1
Sewer: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
Seller Financing: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Living Room
First: 1
Parking Features
Additional Parking: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Separate Shwr: 1
MBath Shower/Tub Combo: 1
Association Amenities
Conference Center: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Pool: 1
Tennis: 1
Theater: 1
Recreation Facilities: 1
Sidewalks: 1
Rooms
Bedroom: 1
Living Room: 1
Master Bathroom: 1
Utilities
Electricity - Connected: 1
Phone - Available: 1
Public Sewer - Connected: 1
Accessibility Features
Accessible Kitchen: 1
Accessible Washer/Dryer: 1
Sale Type
As Is: 1
Bedroom
Second: 1
Third: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
Security Fence: 1
Security Gate: 1
Property Features
Accessibility Features: Accessible Kitchen; Accessible Washer/Dryer
Appliances: Cooktop - Electric; Dishwasher; Oven - Electric; Range - Electric; Refrigerator
Bedroom: Second; Third
Cooling: Central Air
Heating: Central
Exterior: Balcony; Patio Covered; Patio Open; Porch Covered
Association Fees Include: Dumpster; Exercise Room; Game Room; Gated Community; Insurance; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Sewer; Trash Disposal
Financing: Cash; Conventional; FHA; Seller Financing; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Living Room: First
Master Bathroom: Second
Security Features: Security Fence; Security Gate
Parking Features: Additional Parking; Garage Attached
Association Amenities: Exercise Room; Game Room; Gated Community; Conference Center; Pool; Recreation Facilities; Sidewalks; Tennis; Theater
Rooms: Bedroom; Living Room; Master Bathroom
Sale Type: As Is
Utilities: Electricity - Connected; Phone - Available; Public Sewer - Connected
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Master Bathroom | Second | 16 x 14 | 16.00 | 14.00 |
| Bedroom | Second | 16 x 14 | 16.00 | 14.00 |
| Bedroom | Third | 11 x 14 | 11.00 | 14.00 |
| Living Room | First | 25 x 20 | 25.00 | 20.00 |
Listing Office: Counts Real Estate Group Inc
Last Updated: June - 05 - 2026
Information deemed reliable but not guaranteed.
