8706 Surf Drive A, Panama City Beach, FL 32408 (MLS# 787634)

List Price/SqFt: 476.52

Status: Active

List Date: 2026-03-31

List Price: $548,000

Current Price: $548,000

Unit #: A

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: No

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: At the intersection of Thomas Drive and Joan Avenue, go south on Joan Avenue, road turns in front of Gulfcrest condos, first townhouse on left after condos.

Area: 03 - Bay County - Beach

Street #: 8706

Street Name: Surf

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Bel Air 2nd Add

Parcel ID: 30466-008-000

Legal Description: BEL AIR 2ND ADD BEG AT NW COR LOT 10 SELY 16.63' SWLY 119.97' NWLY 17.06 NELY 120' TO POB AKA UNIT A ORB 3379 P 721 BLK 2

Design: Triplex

Apx SqFt(Htd/Cooled): 1150

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 2

Pre-Const Flip: No

Lot Dimensions: 17X120

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 2

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 1983

Homestead: No

HOA Fee: No

Is Subject Leased: No

New Buyer Fee: No

New Buyer Fee Paid: $

Last Taxes: 2535.34

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: No

Remarks: Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

Second: 1

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Ice Maker: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Floor - Vinyl Plank: 1

Window - Treatment All: 1

Roof - Metal: 1

Siding - Stucco: 1

Trim - Wood: 1

Balcony: 1

Double Pane Windows: 1

Fenced Privacy: 1

Shower: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

Second: 1

Second: 1

Subdivision - Recorded: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

MBed First Floor: 1

MBath Shower/Tub Combo: 1

Resid Multi-Family: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Electricity - Connected: 1

Public Water - Available: 1

Septic Tank - Shared: 1

Gulf: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1