$989,000
Panama City, FL 32408
MLS# 782340
3 beds | 2 baths | 1801 sqft

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Property Description
Welcome to coastal living at its finest! This beautifully updated, fully furnished, ground-floor 3 bedroom, 2 bathroom condo at 8715 Surf Drive, Unit 107 offers unbeatable convenience with direct beach access and a dedicated parking space just steps from your door. The open floor plan seamlessly connects the kitchen, dining, and living areas—perfect for relaxing or entertaining after a day in the sun. Enjoy your morning coffee or evening sunsets from the private balcony, only a few steps from the walkway leading to the sugar-white sands of Panama City Beach. The ground-level location provides effortless, no-elevator access for beach days, groceries, and guests. Community amenities include two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to enjoy the coastal lifestyle year-round. Whether you're searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm. Enjoy your morning coffee or evening sunsets from the private balcony, just steps from the beach walkway. This ground-level location provides easy, no-elevator access for beach days, groceries, and guests. The community features top-tier amenities including two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to soak up the Florida lifestyle year-round. Whether you're searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm.
Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3758.02
HOA Frequency: Quarterly
HOA Annual Amount: 15032.08
New Buyer Fee: No
Last Taxes: 9314
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
Contract Info
List Price/SqFt: 549.14
Status: Active
List Date: 2025-12-04
List Price: $989,000
Current Price: $989,000
Location
Unit #: 107A
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Head west on US-98 over the Hathaway Bridge toward Panama City Beach.
Turn left onto Thomas Drive (southbound).
Continue on Thomas Drive for several miles until you reach the beach area.
Turn right onto Surf Drive.
Follow Surf Drive until you reach 8715 Surf Drive on your left.
Area: 03 - Bay County - Beach
Street #: 8715
Street Name: Surf
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Gulf Crest Condo
Parcel ID: 30473-304-000
Legal Description: GULF CREST CONDO UNIT 107 CP#A-107 ORB 2420 P 1978 3BD/2BR TYPE A ORB 4228 P 1411 1676 H&C
General Property Info
Floor Number: 1
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1801
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2004
Remarks & Misc
Remarks: Welcome to coastal living at its finest! This beautifully updated, fully furnished, ground-floor 3 bedroom, 2 bathroom condo at 8715 Surf Drive, Unit 107 offers unbeatable convenience with direct beach access and a dedicated parking space just steps from your door. The open floor plan seamlessly connects the kitchen, dining, and living areas—perfect for relaxing or entertaining after a day in the sun.
Enjoy your morning coffee or evening sunsets from the private balcony, only a few steps from the walkway leading to the sugar-white sands of Panama City Beach. The ground-level location provides effortless, no-elevator access for beach days, groceries, and guests.
Community amenities include two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to enjoy the coastal lifestyle year-round.
Whether you're searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm.
Enjoy your morning coffee or evening sunsets from the private balcony, just steps from the beach walkway. This ground-level location provides easy, no-elevator access for beach days, groceries, and guests.
The community features top-tier amenities including two sparkling pools, two hot tubs, and immediate Gulf access, allowing you to soak up the Florida lifestyle year-round.
Whether you're searching for a vacation home, rental investment, or full-time residence, this turn-key, fully furnished unit delivers the perfect blend of comfort, convenience, and coastal charm.
Balcony
First: 1
Great Room
First: 1
Master Bathroom
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Interior Features
Breakfast Bar: 1
Construction/Siding
Block: 1
Concrete: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Patio Covered: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Dumpster: 1
Ground Keeping: 1
Internet-WiFi: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Furnished
Furnished: 1
Lot Features
Within 1/2 Mile to Water: 1
Parking Features
Community Structure: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Rooms
Balcony: 1
Bedroom: 1
Full Bathroom: 1
Great Room: 1
Master Bathroom: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Property Features
Appliances: Dishwasher; Microwave; Range - Electric
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Patio Covered
Association Fees Include: Accounting; BBQ Pit/Grill; Dumpster; Internet-WiFi; Ground Keeping; Pavilion/Gazebo; Pest Control; Pool; Security; Sewer; Trash Disposal; Water
Furnished: Furnished
Lot Features: Within 1/2 Mile to Water
Balcony: First
Master Bathroom: First
Great Room: First
Pool Features: Inground
Parking Features: Community Structure
Association Amenities: BBQ Pit/Grill; Community Room; Dumpster; Elevators
Rooms: Balcony; Bedroom; Full Bathroom; Great Room; Master Bathroom; Master Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Phone - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Master Bedroom | First | 15 x 11 | 15.00 | 11.00 | 15 x 11 |
| Bedroom | First | 13 x 11 | 13.00 | 11.00 | 13 x 11 |
| Bedroom | First | 13 x 11 | 13.00 | 11.00 | 13 x 11 |
| Balcony | First | 34 x 8 | 34.00 | 8.00 | 34 x 8 |
| Full Bathroom | First | 8 x 6 | 8.00 | 6.00 | 8 x 6 |
| Master Bathroom | First | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
| Great Room | First | 40 x 18 | 40.00 | 18.00 | 40 x 18 |
Listing Office: Think Real Estate
Last Updated: January - 30 - 2026
Information deemed reliable but not guaranteed.
