$249,000
Panama City, FL 32408
MLS# 789915
1 baths | 489 sqft
1 / 42
Property Description
Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This beautifully updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal chic design with 2 spacious beds, a fully renovated bathroom, upgraded efficiency kitchen with updated countertops, backsplash, appliances, and a spacious private patio ideal for relaxing outdoors. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements. Turnkey, affordable, and rental-ready.
Details
Maps
Contract Info
List Price/SqFt: 509.2
Status: Active
List Date: 2026-05-15
List Price: $249,000
Current Price: $249,000
Location
Unit #: A114
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Take middle beach road to Thomas Drive and turn right. Building will be the first one on the lefthand side.
Area: 03 - Bay County - Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Top Of The Gulf Condo.
Parcel ID: 34994-114-000
Legal Description: TOP OF THE GULF CONDO UNIT # A-114 EFF 1B 489 H&C ORB 2008 P 985 ORB 2280 P 877 . ORB 4676 P 979
General Property Info
Floor Number: 1
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: N/A
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 1976
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 525
HOA Frequency: Monthly
HOA Annual Amount: 6300
New Buyer Fee: No
Last Taxes: 2585
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This beautifully updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal chic design with 2 spacious beds, a fully renovated bathroom, upgraded efficiency kitchen with updated countertops, backsplash, appliances, and a spacious private patio ideal for relaxing outdoors. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements. Turnkey, affordable, and rental-ready.
Association Fees Include
Beach: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Playground: 1
Pool: 1
Repairs/Maintenance: 1
Sewer: 1
TV Cable: 1
Water: 1
Furnished
Furnished: 1
Utilities
Electricity - Connected: 1
Waterfront Type
Gulf: 1
Property Features
Association Fees Include: Beach; TV Cable; Exercise Room; Game Room; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Playground; Pool; Sewer; Water
Furnished: Furnished
Utilities: Electricity - Connected
Waterfront Type: Gulf
Listing Office: Luxe Coastal Realty Group LLC
Last Updated: May - 15 - 2026
Information deemed reliable but not guaranteed.