$245,000
Panama City, FL 32408
MLS# 783094
1 baths | 489 sqft

1 / 34
Property Description
Directly on the Beach. Gulf Front-Gulf of Mexico, Ocean and Sunset Views, Pool Side. Directly from your new condo to the beach-Top of The Gulf! Fully furnished. With a quality Recent renovation at a cost of aproximately $60,000 to include new HVAC heating and air. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. This unit has had the same owner for over many years. It currently has a snow bird in place through March 1st, and is booked for bike week all bookings will transfer. It boasts one of the highest rental historys in this building. Amenities: wi-fi, owners lounge, large gulf side pool, kiddie pool, game room, fitness center, BBQ, and picnic areas, beach showers poolside snack bar... Owner pet friendly with low association dues, that includes water, cable, internet, parking and much more. HOA managers office on site. This building is very STR friendly! A safe community on the Iconic Thomas Drive, that is rich with activities and diversions. Phase one certification pass! Compliant with the new Florida Condominium Laws, No special assessments! A true paradise with no surprises; A polished jewel on the Gulf of Mexico. See, smell and hear the ocean, from your personal perch on the 6th floor. It is the only unit currently for sale at Top of The Gulf that has an ocean Interior as well as the front door! Income opportunity is better than cash in the bank. Priced for quick sale!
Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 510
HOA Frequency: Monthly
HOA Annual Amount: 6120
New Buyer Fee: No
Last Taxes: 2454
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
Contract Info
List Price/SqFt: 501.02
Status: Active
List Date: 2025-12-31
List Price: $245,000
Current Price: $245,000
Location
Unit #: A611
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Directions: From Front Beach Road and Thomas Drive, travel on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right then take an immediate left. Top of the Gulf will be on the right
Area: 03 - Bay County - Beach
Street #: 8817
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Top Of The Gulf Condo.
Parcel ID: 34994-236-000
Legal Description: TOP OF THE GULF CONDO UNIT A-611 ORB 3256 P 1863 EFF 1B 489 H&C
General Property Info
Floor Number: 6
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 8
# of Units in Bldg: 199
Units Above Ground: 8
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Association Fee/Month: 510
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 1976
Remarks & Misc
Remarks: Directly on the Beach. Gulf Front-Gulf of Mexico, Ocean and Sunset Views, Pool Side. Directly from your new condo to the beach-Top of The Gulf! Fully furnished. With a quality Recent renovation at a cost of aproximately $60,000 to include new HVAC heating and air. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. This unit has had the same owner for over many years. It currently has a snow bird in place through March 1st, and is booked for bike week all bookings will transfer. It boasts one of the highest rental historys in this building. Amenities: wi-fi, owners lounge, large gulf side pool, kiddie pool, game room, fitness center, BBQ, and picnic areas, beach showers poolside snack bar... Owner pet friendly with low association dues, that includes water, cable, internet, parking and much more. HOA managers office on site. This building is very STR friendly! A safe community on the Iconic Thomas Drive, that is rich with activities and diversions. Phase one certification pass! Compliant with the new Florida Condominium Laws, No special assessments! A true paradise with no surprises; A polished jewel on the Gulf of Mexico. See, smell and hear the ocean, from your personal perch on the 6th floor. It is the only unit currently for sale at Top of The Gulf that has an ocean Interior as well as the front door! Income opportunity is better than cash in the bank. Priced for quick sale!
Family Room
First: 1
Pool Features
Inground: 1
Appliances
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Construction/Siding
Block: 1
Concrete: 1
Roof - Flat: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Laundry: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Lot Features
Dedicated Beach: 1
Deeded Access: 1
Landscaped: 1
Near Public Boat Ramp: 1
Parking Features
Parking Lot: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Gated Community: 1
Laundry: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Recreation Facilities: 1
Rooms
Family Room: 1
Utilities
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Unobstructed: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
Security Gate: 1
Security Guard: 1
Property Features
Appliances: Microwave; Oven - Electric; Refrigerator; Water Heater - Electric
Cooling: Central Air
Heating: Central
Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Game Room; Insurance; Internet-WiFi; Laundry; Ground Keeping; Repairs/Maintenance; Conference Center; Pest Control; Pool; Security; Sewer; Trash Disposal
Financing: Cash; Conventional
Furnished: Furnished
Lot Features: Dedicated Beach; Deeded Access; Landscaped; Near Public Boat Ramp
Family Room: First
Pool Features: Inground
Security Features: Security Gate; Security Guard
Parking Features: Parking Lot
Association Amenities: BBQ Pit/Grill; Community Room; Exercise Room; Gated Community; Laundry; Conference Center; Pavilion/Gazebo; Picnic Area; Pool; Recreation Facilities; Security-24 hour; Waterfront
Rooms: Family Room
Sale Type: As Is
Utilities: Garbage; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf; Unobstructed
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Family Room | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 |
Listing Office: Local Motion Realty LLC
Last Updated: January - 18 - 2026
Information deemed reliable but not guaranteed.
