8817 S Thomas Drive A813, Panama City, FL 32408 (MLS# 787148)

List Price/SqFt: 449.69

Status: Pending

List Date: 2026-03-21

List Price: $219,900

Current Price: $219,900

Unit #: A813

Sub Area: 0323 - Beach - South of Grand Lagoon

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: From Front Beach Road and Thomas Drive, travel on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right then take an immediate left. Top of the Gulf will be on the right.

Area: 03 - Bay County - Beach

Street #: 8817

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Top Of The Gulf Condo.

Parcel ID: 34994-288-000

Legal Description: TOP OF THE GULF CONDO UNIT # A-813 ORB 504 P 566 ORB 4328 P 1111 EFF 1B 489 H&C

Floor Number: 8

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 489

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 8

Lot Dimensions: 0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Full Baths: 1

Total Baths: 1

Year Built: 1976

HOA Fee: Yes

HOA Amount: 525

HOA Frequency: Monthly

HOA Annual Amount: 6300

New Buyer Fee: No

Last Taxes: 2764

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City Bea

Condo Doc: Yes

Remarks: Beautiful gulf-front unit in the highly sought-after 13th stack at Top of the Gulf, offering some of the best views in the building. Located on the 8th floor, this unit sits above it all with sweeping views of the Gulf of Mexico and incredible sunsets. This fully furnished condo features a beautifully updated interior with gorgeous white quartz countertops, white cabinetry, updated appliances, and tile flooring throughout, creating a clean and coastal feel. Top of the Gulf is a well-maintained beachfront community with private beach access and a strong list of amenities including a large gulf-side pool, kiddie pool, fitness center, game room, owners lounge, BBQ and picnic areas, beachside snack bar, and complex-wide Wi-Fi. Recent improvements include new exterior doors and windows, updated railings, resurfaced floors, and renovated elevators. HOA dues are only $525 per month and include water, cable, internet, trash, pest control, parking, and more. The community is pet-friendly for owners and features an on-site management office. Located on Thomas Drive, this property is walkable to Pineapple Willy's, Signal Hill Golf Course, and numerous restaurants and attractions, placing you in one of the most convenient and popular areas of Panama City Beach. Rental performance for similar units ranges from approximately $27,000 to $50,000 annually depending on usage and management. A rare opportunity to own a gulf-front unit in one of the best positions in the building, combining location, views, and overall value. Please note: One of the beds in the unit is different than pictured. With an acceptable offer, seller will entertain replacing one of the beds to match the other at buyer's choice.

Fenced: 1

Inground: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Freezer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Block: 1

Concrete: 1

Roof - Flat: 1

Balcony: 1

Built-in Barbecue/Grill: 1

Deck Covered: 1

Deck Open: 1

Shower: 1

Sprinkler System: 1

Storm Windows: 1

Shore - Beach: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Exercise Room: 1

Game Room: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Laundry: 1

Management: 1

Master Association: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Near Beach Access: 1

Waterfront: 1

Paved Road: 1

Parking Lot: 1

MBed Walk-in Closet: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Game Room: 1

Gated Community: 1

Laundry: 1

Picnic Area: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Dining: 1

Shuffleboard Court: 1

Sidewalks: 1

Studio: 1

TV Cable: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Unobstructed: 1

Gulf: 1

Central Air: 1

Electric: 1

Electric: 1

Security Gate: 1

Security Guard: 1

Security Lights: 1

Under Contract Date: 2026-04-19