$224,000
Panama City, FL 32408
MLS# 771703
1 baths | 489 sqft
1 / 25
Property Description
Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style amenities—including pools, game room, gym, snack bar, and owner lounge—and peace of mind from a recently completed multi-million-dollar renovation that meets new Florida condo laws. Located on vibrant Thomas Drive, this is coastal living at its best—affordable, updated, and ready to enjoy!
Details
Maps
Contract Info
Status: Active
List Date: 2025-04-09
List Price: $224,000
List Price/SqFt: 458.08
Current Price: $224,000
Location
Area: 03 - Bay County - Beach
Street #: 8817
Street Name: Thomas
Street Suffix: Drive
Unit #: A306
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0323 - Beach - South of Grand Lagoon
Subdivision: Top Of The Gulf Condo.
Community/Resort: None
Waterfront: No
Parcel ID: 34994-156-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Road and Thomas Drive, travel on Thomas Drive, past Signal Hill Golf Course to next traffic light. Turn right then take an immediate left. Top of the Gulf will be on the right.
Legal Description: TOP OF THE GULF CONDO UNIT # A-306 EFF 1B 489 H&C ORB 504 P 566 . ORB 4486 P 1381
General Property Info
Sub-Type: Condominium
Floor Number: 3
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 489
SqFt Source: Prop App Site
Full Baths: 1
Total Baths: 1
Year Built: 1976
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Oven - Electric; Refrigerator; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Storm Windows
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Community Room; Dumpster; Game Room; Gated Community; Ground Keeping; Pest Control; Pool; Security; Sewer; Trash Disposal
Financing: Cash; Conventional
Furnished: Furnished
Living Room: First
Lot Features: Dedicated Beach; Near Beach Access
Lot Access: City Street; Paved Road
Pool Features: Fenced; Inground
Security Features: 24 Hour Security; Building Security; Gated Community; Smoke Detector(s)
Parking Features: Additional Parking; Parking Lot; Paved
Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Game Room; Pool; Security-24 hour; Waterfront
Rooms: Living Room
Sale Type: As Is
Utilities: TV Cable; Garbage; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Living Room | First | 32 x 17 | 32.00 | 17.00 | 32 x 17 |
Listing Office: Fun Quest Vacation Rentals Corp
Last Updated: October - 05 - 2025
Information deemed reliable but not guaranteed.