8944 Coral Reef Way, Panama City Beach, FL 32413 (MLS# 788506)

HOA Fee: Yes

HOA Amount: 340.82

HOA Frequency: Monthly

HOA Annual Amount: 4089.84

New Buyer Fee: Yes

New Buyer Fee Amt: 600

Last Taxes: 4781

Last Tax Year: 2025

Brokerage Interest: No Interest

List Price/SqFt: 288.72

Status: Active

List Date: 2026-04-17

List Price: $425,000

Current Price: $425,000

Sub Area: 0411 - Bay North - West Bay

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: Hwy 79 N to left on West Bay Parkway, follow to 2nd gated entrance on left, Coral Reef Way, home on left at corner of Coral Reef Way & Cheeseburger Drive.

Area: 04 - Bay County - North

Street #: 8944

Street Name: Coral Reef

Street Suffix: Way

State: FL

Zip Code: 32413

County: Bay

Subdivision: Latitude at Watersound

Parcel ID: 32503-400-176

Legal Description: LATITUDE AT WATERSOUND AREA 1 PHASE 4B LOT 4405

Design: Florida Cottage

Apx SqFt(Htd/Cooled): 1472

Construction Status: Construction Complete

SqFt Source: Builders Plans

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Assigned Spaces: 1

Pool: No

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2023

Remarks: Step into the best of low-maintenance, resort-style living in this barely lived-in Aloha Cottage! Perfectly situated in Phase 4. You're just minutes from the vibrant Town Square amenities of Latitude Margaritaville Watersound -- one of Northwest Florida's premier 55+ active adult communities. Nestled on a fabulous oversized corner lot, this charming 2-bedroom, 2-bath Florida cottage with a versatile flex room delivers 1,472 square feet of thoughtfully designed living space -- complete with upgrades galore, including granite countertops, elevated cabinetry, and beautiful laminate flooring throughout. The spacious kitchen flows seamlessly into the dining and family rooms, while a large laundry room and a lovely screened-in porch add everyday comfort and coastal charm. Just 7 miles from pristine Gulf beaches and situated within a golf-cart-friendly community, you'll enjoy world-class amenities set along the Intracoastal Waterway -- including a resort-style pool, two-story waterfront restaurant, state-of-the-art fitness center with indoor pool and spa, tennis and pickleball courts, and a lively bandshell for concerts and outdoor events. With two garage spaces, furnishings negotiable, and a brand-new Publix coming soon nearby, this turnkey cottage is ready to become your perfect primary retreat or sun-soaked second home. Live where others vacation -- your coastal dream starts here!

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Water Heater - Tankless: 1

Breakfast Bar: 1

Ceiling - Coffered: 1

Ceiling - Vaulted: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Pantry: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Porch Covered: 1

Porch Screened: 1

Accounting: 1

Business Center: 1

Exercise Room: 1

Gated Community: 1

Management: 1

Pool: 1

Recreational Faclty: 1

Tennis: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Corner Lot: 1

Covenants & Rescrictions: 1

Landscaped: 1

Gated Access: 1

Paved Road: 1

Garage Attached: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Business Center: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Security-24 hour: 1

Sidewalks: 1

Bedroom: 1

Dining Room: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

Public Sewer - Connected: 1

Underground Utilities: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Carbon Monoxide Detector: 1

Fire Alarm: 1

Security Gate: 1

Smoke Detector(s): 1