916 Cobia Drive, Panama City, FL 32408 (MLS# 784181)

HOA Fee: Yes

HOA Amount: 1650

HOA Frequency: Annually

HOA Annual Amount: 1650

New Buyer Fee: No

Last Taxes: 5783

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 272.69

Status: Active

List Date: 2026-01-26

List Price: $715,000

Current Price: $715,000

Sub Area: 0319 - Beach - East

Community/Resort: Bay Point Homes/Lots

Waterfront: No

Elementary School: Patronis

Middle School: Surfside

High School: Arnold

Directions: FROM NAVY BLVD TAKE MAGNOLIA BEACH RD, AND FOLLOW AS ROAD CURVES TO THE RIGHT AND TURNS INTO DELWOOD BEACH. RIGHT AT FIRST BAY POINT GATE, TURN RIGHT ONTO FIRST MARLIN AND FOLLOW UNTIL YOU GET TO COBIA. LEFT ONTO COBIA DR AND HOME WILL BE ON RIGHT, JUST BEFORE THE CUL DE SAC.

Area: 03 - Bay County - Beach

Street #: 916

Street Name: Cobia

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Bay Point Unit 1

Parcel ID: 30933-175-000

Legal Description: BAY POINT UNIT 1 LOT 127 ORB 4564 P 686

Acreage: 0.39

Design: Ranch

Lot Size (SqFt): 16988

Apx SqFt(Htd/Cooled): 2622

Construction Status: Construction Complete

SqFt Source: Owner Measured

Lot Dimensions: 80x120

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 2

Pool: Yes

Pool Type: Private

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 1975

Remarks: Thoughtfully reimagined from top to bottom, this stunning Panama City Beach residence blends refined coastal elegance with effortless comfort. The home features a completely redesigned kitchen and baths, new flooring and custom cabinetry, shiplap accents, upscale appliances, multiple HVAC systems, and a sleek metal roof. Every detail was carefully curated, including a spectacular outdoor kitchen, paver patio, and heated pool—creating the perfect setting for entertaining and year-round enjoyment. Detached garage has plenty of space with pull down attic stairs for extra storage and an additional side door for golf cart parking or maybe a 3rd car. The backyard is a serene coastal retreat, surrounded by graceful mature trees and inviting outdoor living spaces that feel both private and tranquil. Inside, the home offers 3 bedrooms and 3 full baths, a dedicated office, a Florida room filled with natural light, an oversized garage, and a spacious bonus room ideal as a fourth bedroom, second office, or flexible lifestyle space. Ideally positioned on an expansive lot just off the cul-de-sac on one of Bay Point's most desirable streets, this home is located within a gated waterfront community featuring security, golf, tennis, scenic walking paths, and a marina—offering the ultimate coastal lifestyle.

Heated - Electric: 1

Inground: 1

Saltwater: 1

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Ceiling - Vaulted: 1

Fireplace: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Pull Down Stairs: 1

Split Bedroom: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Metal: 1

Built-in Barbecue/Grill: 1

Deck Open: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Fire Pit: 1

Summer Kitchen: 1

Patio Open: 1

Sprinkler System: 1

Garage(s): 1

Gated Community: 1

Security: 1

Cash: 1

Conventional: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Close to Clubhouse: 1

Covenants & Rescrictions: 1

Cul-De-Sac: 1

Flood Insurance Req: 1

Near Beach Access: 1

Subdivision - Recorded: 1

Sidewalk: 1

Comm/Own/Maint: 1

Gated Access: 1

Paved Road: 1

Driveway: 1

Garage Detached: 1

Garage Door Opener: 1

Golf Cart Garage: 1

Oversized: 1

MBath Shower Only: 1

MBed First Floor: 1

MBed Walk-in Closet: 1

Resid Single Family: 1

Fishing: 1

Gated Community: 1

Golf: 1

Marina: 1

Playground: 1

Security-24 hour: 1

Tennis: 1

Waterfront: 1

Sidewalks: 1

Bedroom: 1

Master Bedroom: 1

ShowingTime: 1

Cable - Available: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Internet - Broadband Available: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Underground Utilities: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Multi Units: 1

Central: 1

Electric: 1

Fireplace - Electric: 1

24 Hour Security: 1

Gated with Guard: 1