9900 S Thomas Drive 1122, Panama City Beach, FL 32408 (MLS# 785141)

List Price/SqFt: 343.43

Status: Active

List Date: 2026-02-11

List Price: $499,000

Current Price: $499,000

Unit #: 1122

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: Thomas Dr and Front Beach Road

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase II

Parcel ID: 40000-675-133

Legal Description: SHORES OF PANAMA II UNIT 1122 TYPE H ORB 2740 P 2252 2BR 3BA ORB 3404 P 2094 1453 TOTAL SF

Floor Number: 11

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1453

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 3

Total Baths: 3

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 4886.21

HOA Frequency: Quarterly

HOA Annual Amount: 19544.84

New Buyer Fee: No

Last Taxes: 5457.78

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortably accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort. The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub—all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable—walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities—this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo—ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

First: 1

First: 1

First: 1

Dishwasher: 1

Dryer: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Window - Treatment All: 1

Balcony: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Master Association: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

Water: 1

Whirlpool: 1

Furnished: 1

First: 1

First: 1

Resid Multi-Family: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Balcony: 1

Bedroom: 1

Bunk Room: 1

Dining Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

First: 1

Gulf: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Security Gate: 1