9900 S Thomas Drive 115, Panama City, FL 32408 (MLS# 789135)

List Price/SqFt: 384.79

Status: Active

List Date: 2026-04-30

List Price: $349,000

Current Price: $349,000

Unit #: 115

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Shores of Panama is located at the intersection of Front Beach Road and South Thomas Drive next to Pineapple Willy's.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase I

Parcel ID: 40000-650-012

Legal Description: SHORES OF PANAMA PHASE I UNIT 115 TYPE C(L) ORB 2740 P 2252 1ST FLOOR 1BD/2BR ORB 3404 P 2138 907 SQ FT

Floor Number: 1

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 907

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0X0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 1

Full Baths: 2

Total Baths: 2

Year Built: 2007

HOA Fee: Yes

HOA Amount: 3491.71

HOA Frequency: Quarterly

HOA Annual Amount: 13966.84

New Buyer Fee: No

Last Taxes: 3711

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Own a ground floor level condo at The Shores of Panama and walk right from your balcony out to the pool with this highly sought-after ''C'' stack condo--1BD 2BA + Bunk. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

First: 1

Dishwasher: 1

Dryer: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Balcony: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Insurance: 1

Pest Control: 1

Pool: 1

Sauna/Steam Room: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Whirlpool: 1

Cash: 1

Conventional: 1

Furnished: 1

Resort: 1

Exercise Room: 1

Pool: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Balcony: 1

TV Cable: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Security Gate: 1

Security Guard: 1