$310,000
9900 S Thomas Drive 1410
Panama City, FL 32408
MLS# 772537
1 beds  |  2 baths  |  911 sqft


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Property Description
OWNER FINANCE AVAILABLE: 15% down, 6.5% interest rate, 2 year balloon payment. It doesn't get anymore reasonable than this. Plenty of room to CASH FLOW!!! IF YOU ARE SELF-EMPLOYED AND DON'T WANT TO DEAL WITH THE BANKS FIRST-HAND, TAKE ADVANTAGE OF THIS OPPORTUNITY TO HIGH SAVE CLOSING COSTS AND CLOSE QUICK!! CALL FOR MORE DETAILS ON TERMS AND SCHEDULE A TOUR!! Experience breathtaking Gulf-front views from this beautifully furnished 1-bedroom + bunk, 2-bath condo located on the 14th floor of the sought-after Shores of Panama Resort. This spacious, open-concept unit offers the perfect blend of comfort and style, featuring luxury tile flooring, an updated kitchen with granite countertops, and a private balcony overlooking the sparkling emerald waters of the Gulf of Mexico. Whether you're looking for a relaxing beach escape or a high-performing vacation rental, this condo checks all the boxes! The resort offers a lagoon-style beachfront pool, indoor heated pool, hot tub, fitness center, spa, tiki bars, and direct access to the sugar-white sands of Panama City Beach. Conveniently located in the heart of PCB, you're just steps away from Pineapple Willy's, shopping, entertainment, and dining. Don't miss this opportunity to own your slice of paradise — schedule your private showing today and make every day feel like a vacation!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 4472.94
HOA Frequency: Quarterly
HOA Annual Amount: 17891.76
New Buyer Fee: No
Last Taxes: 3419
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 340.29
Status: Active
List Date: 2025-04-25
List Price: $310,000
Current Price: $310,000
Location
Unit #: 1410
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: From Hathaway Bridge, head west on US-98, turn left onto Thomas Drive, continue toward the beach, and after passing Signal Hill Golf Course, the Shores of Panama will be on your left, right next to Pineapple Willy's.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-650-241
Legal Description: SHORES OF PANAMA PHASE I UNIT 1410 TYPE F ORB 2740 P 2252 14TH FLOOR 1BD/1.5BR ORB 4307 P 2387 911 SQ FT W/BUNK ORB 4307 P 2388 PK SP # 777
General Property Info
Floor Number: 14
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 911
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 0*0
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 1
Total Baths: 2
Year Built: 2007
Remarks & Misc
Remarks: OWNER FINANCE AVAILABLE: 15% down, 6.5% interest rate, 2 year balloon payment. It doesn't get anymore reasonable than this. Plenty of room to CASH FLOW!!! IF YOU ARE SELF-EMPLOYED AND DON'T WANT TO DEAL WITH THE BANKS FIRST-HAND, TAKE ADVANTAGE OF THIS OPPORTUNITY TO HIGH SAVE CLOSING COSTS AND CLOSE QUICK!! CALL FOR MORE DETAILS ON TERMS AND SCHEDULE A TOUR!! Experience breathtaking Gulf-front views from this beautifully furnished 1-bedroom + bunk, 2-bath condo located on the 14th floor of the sought-after Shores of Panama Resort. This spacious, open-concept unit offers the perfect blend of comfort and style, featuring luxury tile flooring, an updated kitchen with granite countertops, and a private balcony overlooking the sparkling emerald waters of the Gulf of Mexico. Whether you're looking for a relaxing beach escape or a high-performing vacation rental, this condo checks all the boxes! The resort offers a lagoon-style beachfront pool, indoor heated pool, hot tub, fitness center, spa, tiki bars, and direct access to the sugar-white sands of Panama City Beach. Conveniently located in the heart of PCB, you're just steps away from Pineapple Willy's, shopping, entertainment, and dining. Don't miss this opportunity to own your slice of paradise — schedule your private showing today and make every day feel like a vacation!
Pool Features
Fenced: 1
Spa/ Hot Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl: 1
Lighting - Recessed: 1
Pantry: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Internet Service: 1
Internet-WiFi: 1
Master Association: 1
Pest Control: 1
Pool: 1
Sauna/Steam Room: 1
Security: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Termite Bond: 1
Financing
Cash: 1
Conventional: 1
Seller Financing: 1
Furnished
Furnished: 1
Interior
Bunk Hallway: 1
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Electric Gate: 1
Garage Attached: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
Beach: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Sidewalks: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Utilities
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Building Security: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Gated Community: 1
Gated with Guard: 1
Security Fence: 1
Security Gate: 1
Security Guard: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: TV Cable; Dumpster; Exercise Room; Gated Community; Internet Service; Internet-WiFi; Master Association; Pest Control; Pool; Sauna/Steam Room; Security; Whirlpool; Termite Bond; Trash Disposal; Water
Financing: Cash; Conventional; Seller Financing
Furnished: Furnished
Interior: Bunk Hallway; Bunk Room
Kitchen: First
Living Room: First
Pool Features: Fenced; Spa/ Hot Tub
Security Features: 24 Hour Security; Building Security; Fire Alarm; Fire Sprinkler System; Gated Community; Gated with Guard; Security Fence; Security Gate; Security Guard
Parking Features: Electric Gate; Garage Attached
Association Amenities: Beach; Dumpster; Elevators; Exercise Room; Gated Community; Pool; Retail Shops; Security-24 hour; Sidewalks; Whirlpool; Waterfront
Rooms: Bedroom; Kitchen; Living Room
Sale Type: As Is
Utilities: Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
BedroomFirst14 x 1314.0013.0014 x 13If important to buyer please verify
Living RoomFirst16 x 1616.0016.0016 x 16If important to buyer please verify
KitchenFirst12 x 1212.0012.0012 x 12If important to buyer please verify

Listing Office: Salty Marlin Realty LLC

Last Updated: January - 20 - 2026

Information deemed reliable but not guaranteed.