9900 S Thomas Drive 1428, Panama City Beach, FL 32408 (MLS# 788747)

List Price/SqFt: 360.66

Status: Active

List Date: 2026-04-22

List Price: $550,000

Current Price: $550,000

Unit #: 1428

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: Front Beach Road next to Laketown Wharf and Sunbird

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase II

Parcel ID: 40000-675-178

Legal Description: SHORES OF PANAMA II UNIT 1428 TYPE R ORB 2740 P 2252 3BR 3BA ORB 3404 P 2102 1525 TOTAL SF

Floor Number: 14

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1525

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 0X0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 5128

HOA Frequency: Quarterly

HOA Annual Amount: 20512

New Buyer Fee: No

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Experience exceptional Gulf-front living and strong investment potential with this premier 3-bedroom + bunk, 3bath condo, the largest floor plan at Shores of Panama! Designed to comfortably accommodate large groups, this spacious layout sleeps up to 10 guests, making it an ideal high-performing short-term rental or a versatile vacation retreat for multi-family use. The open and functional floor plan includes a full laundry room, generous living space, and a spacious kitchen, creating a turnkey, rental-ready opportunity with immediate income potential. From your private balcony, enjoy sweeping views of the resort-style lagoon pool and the Gulf of Mexico. Shores of Panama is one of the most sought-after beachfront resorts on the Emerald Coast, known for its 14,000+ sq. ft. zero-entry lagoon-style pool, indoor heated pool and hot tub, beachfront access, fitness center, seasonal tiki bar, and on-site dining options including coffee, snacks, and pizza. Its unbeatable location places you next door to Pineapple Willy's and directly across from the dining and entertainment at Laketown Wharf. Whether you're expanding your investment portfolio or securing a beachfront getaway with income potential, this property delivers on location, size, amenities, and ROI opportunity.

Dryer: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Balcony: 1

Dumpster: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Master Association: 1

Pest Control: 1

Pool: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Assume w/int: 1

Cash: 1

Furnished: 1

Resid Multi-Family: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Sauna/Steam Room: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Bedroom: 1

Master Bedroom: 1

TV Cable: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1