$299,000
9900 S Thomas Drive 1509
Panama City, FL 32408
MLS# 779934
Status: Pending
1 beds  |  2 baths  |  864 sqft


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Property Description
PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive away—keeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3087.93
HOA Frequency: Quarterly
HOA Annual Amount: 12351.72
New Buyer Fee: No
Last Taxes: 3909
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 346.06
Status: Pending
List Date: 2025-10-03
List Price: $299,000
Current Price: $299,000
Location
Unit #: 1509
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From the Hathaway bridge head west on us-98, Use the right 3 lanes to turn slightly right to stay on US-98 w, turn slightly left onto FL-30 W/Front Beach Rd, turn left onto Thomas Dr, Turn right onto S Thomas Dr, 9900 S Thomas Dr.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-650-258
Legal Description: SHORES OF PANAMA PHASE I UNIT 1509 TYPE A ORB 2941 P 107 ORB 2964 P 2096 15TH FLOOR 1BD/2BR . 864 SQ FT
General Property Info
Floor Number: 15
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 864
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 1
Full Baths: 2
Total Baths: 2
Year Built: 2007
Remarks & Misc
Remarks: PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive away—keeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.
Balcony
First: 1
Master Bathroom
First: 1
Pool Features
Heated - Electric: 1
Inground: 1
Indoor: 1
Appliances
Dishwasher: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl: 1
Window - Treatment All: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Master Association: 1
Pest Control: 1
Pool: 1
Sauna/Steam Room: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Financing
Assume w/int: 1
Cash: 1
VA: 1
Furnished
Furnished: 1
Interior
Bunk Hallway: 1
Kitchen
First: 1
Lot Features
Near Beach Access: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Parking Features
Deeded: 1
Garage Attached: 1
Other - See Remarks: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Business Center: 1
Community Room: 1
Conference Center: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Game Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Pool: 1
Sauna/Steam Room: 1
Security-24 hour: 1
Separate Storage: 1
Waterfront: 1
Whirlpool: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bedroom: 1
Full Bathroom: 1
Kitchen: 1
Master Bathroom: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Electric: 1
Security Features
24 Hour Security: 1
Fire Sprinkler System: 1
Security Gate: 1
Security Guard: 1
Status Change Info
Under Contract Date: 2026-04-18
Property Features
Appliances: Dishwasher; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked
Full Bathroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Gated Community; Insurance; Internet-WiFi; Ground Keeping; Master Association; Pest Control; Pool; Sauna/Steam Room; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Assume w/int; Cash; VA
Furnished: Furnished
Interior: Bunk Hallway
Kitchen: First
Lot Features: Near Beach Access; Waterfront; Within 1/2 Mile to Water
Balcony: First
Master Bathroom: First
Pool Features: Heated - Electric; Inground; Indoor
Security Features: 24 Hour Security; Fire Sprinkler System; Security Gate; Security Guard
Parking Features: Deeded; Garage Attached; Other - See Remarks
Association Amenities: BBQ Pit/Grill; Business Center; Community Room; Dumpster; Elevators; Exercise Room; Game Room; Gated Community; Conference Center; Pavilion/Gazebo; Pool; Sauna/Steam Room; Security-24 hour; Separate Storage; Whirlpool; Waterfront; Other - See Remarks
Rooms: Balcony; Bedroom; Full Bathroom; Kitchen; Master Bathroom
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Remarks
BedroomFirst11.66 x 1111.6611.00
KitchenFirst21 x 17.4121.0017.41Kitchen / Dining combo
BalconyFirst17.41 x 617.416.00
Master BathroomFirst9.58 x 5.919.585.91
Full BathroomFirst9.91 x 5.759.915.75

Listing Office: Salty Marlin Realty LLC

Last Updated: May - 04 - 2026

Information deemed reliable but not guaranteed.