$500,000
9900 S Thomas Drive 1520
Panama City, FL 32408
MLS# 779334
2 beds  |  3 baths  |  1102 sqft


PANAMA CITY BEACH CONDO
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PANAMA CITY BEACH CONDO SHORES OF PANAMA 1520 GULF-VIEW BEDROOM SECOND OWNERS BATH2 BUNK ROOM BEACHFRONT RESORT BEACHES AT SHORES HUGE BALCONY BEACH VIEW LIVING ROOM FULLY FURNISHED CONDO OVERVIEW DINING AREA MASTER BEDROOM2 GULF-FRONT BEDROOM EN SUITE BATHROOM EN SUITE BATHROOM KITCHEN OVERVIEW BREAKFAST BAR FULL KITCHEN QUARTER + STAINLESSEN GUEST BATHROOM SECOND BEDROOM SECOND EN SUITE BATH SECOND BEDROOM BUNK ROOM COVERED EXTERIOR ENTRANCE INFAMOUS POOL HOT TUB TIKI BAR EXPANSIVE POOL AREA SPLASH FUN! INDOOR POOL RETAIL SHOP FITNESS CENTER RESORT INFO

Property Description
You've found a beach oasis where you can get away and refresh. This popular resort is a rental machine so ask for a Cost To Own Estimate to see how income pays ownership expenses. This spacious condo features a beautiful Gulf-view owner's suite with bath and balcony access, a second owner's suite with bath, a private bunk room and a guest bath. Complete with a kitchen, breakfast bar and dining area. The condo is offered turn-key; fully furnished with pretty plank flooring, soothing colors, and quality throughout. Imagine resort pool views and salty breezes from your private balcony; framed by turquoise waters and sandy beaches. The mix combines and lends to a feeling of coastal contentment. Spend sun-kissed days lounging by the incredible pool area or dipping into the sparkling waters of the Gulf. Savor delicious meals at nearby eateries, indulge in retail therapy at local shops, or explore vibrant attractions. The huge zero-entry pool area at Shores is infamous and is accompanied by awesome tiki bars. Relax in bubbling hot tubs, indoor pool, or sauna & steam in the Fitness Center. Enjoy the Snack Shop with coffee, donuts, ice cream. Shores is located next to the iconic Pineapple Willys Restaurant and only minutes to exciting Pier Park; home to Top Golf and Dolly Parton's Pirate's Adventure. Come on down to the beach!

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3470.8
HOA Frequency: Quarterly
HOA Annual Amount: 13883.2
New Buyer Fee: No
Last Taxes: 5422.08
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 453.72
Status: Active
List Date: 2025-09-20
List Price: $500,000
Current Price: $500,000
Location
Unit #: 1520
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: On the corner of Front Beach Rd & Thomas Dr. Enter into garage, get pass from security, park down around the corner in the check-in parking area. Unit located on east end of building.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-675-183
Legal Description: SHORES OF PANAMA II UNIT 1520 TYPE L ORB 4559 P 398 2BR 2.5BA . 1102 TOTAL SF . PK SP 829
General Property Info
Floor Number: 15
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1102
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 23
Pre-Const Flip: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 2007
Remarks & Misc
Remarks: You've found a beach oasis where you can get away and refresh. This popular resort is a rental machine so ask for a Cost To Own Estimate to see how income pays ownership expenses. This spacious condo features a beautiful Gulf-view owner's suite with bath and balcony access, a second owner's suite with bath, a private bunk room and a guest bath. Complete with a kitchen, breakfast bar and dining area. The condo is offered turn-key; fully furnished with pretty plank flooring, soothing colors, and quality throughout. Imagine resort pool views and salty breezes from your private balcony; framed by turquoise waters and sandy beaches. The mix combines and lends to a feeling of coastal contentment. Spend sun-kissed days lounging by the incredible pool area or dipping into the sparkling waters of the Gulf. Savor delicious meals at nearby eateries, indulge in retail therapy at local shops, or explore vibrant attractions. The huge zero-entry pool area at Shores is infamous and is accompanied by awesome tiki bars. Relax in bubbling hot tubs, indoor pool, or sauna & steam in the Fitness Center. Enjoy the Snack Shop with coffee, donuts, ice cream. Shores is located next to the iconic Pineapple Willys Restaurant and only minutes to exciting Pier Park; home to Top Golf and Dolly Parton's Pirate's Adventure. Come on down to the beach!
Bunk Room
First: 1
Pool Features
Inground: 1
Indoor: 1
Spa/ Hot Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lock Out Closet: 1
Pantry: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Management: 1
Pavilion/Gazebo: 1
Pest Control: 1
Pool: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Near Beach Access: 1
Near Public Boat Ramp: 1
Waterfront: 1
Zero Lot Line: 1
Lot Access
City Street: 1
Gated Access: 1
Parking Features
Assigned: 1
Deeded: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBed Balcony: 1
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
Beach: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Rooms
Bunk Room: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Half Bathroom
First: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Security Features
24 Hour Security: 1
Fire Alarm: 1
Gated with Guard: 1
Secured Garage/Parking: 1
Security Guard: 1
Security Lights: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Washer; Water Heater - Electric
Half Bathroom: First
Master Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Balcony
Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Gated Community; Insurance; Internet-WiFi; Ground Keeping; Repairs/Maintenance; Management; Pavilion/Gazebo; Pest Control; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Living Room: First
Lot Features: Covenants & Rescrictions; Near Beach Access; Near Public Boat Ramp; Waterfront; Zero Lot Line
Lot Access: City Street; Gated Access
Bunk Room: First
Pool Features: Inground; Indoor; Spa/ Hot Tub
Security Features: 24 Hour Security; Fire Alarm; Gated with Guard; Secured Garage/Parking; Security Guard; Security Lights; Smoke Detector(s)
Parking Features: Assigned; Deeded; Garage Attached
Association Amenities: Beach; Elevators; Exercise Room; Gated Community; Pavilion/Gazebo; Pool; Security-24 hour; Whirlpool; Waterfront
Rooms: Bunk Room; Half Bathroom; Kitchen; Living Room; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
KitchenFirst10 x 810.008.0010 x 8Breakfast Bar
Living RoomFirst17 x 1617.0016.0017 x 16Living/Dining Area
Half BathroomFirst7 x 47.004.007 x 4
Master BedroomFirst14 x 1314.0013.0014 x 13
Master BedroomFirst14 x 1114.0011.0014 x 11
Bunk RoomFirst10 x 810.008.0010 x 8

Listing Office: Counts Real Estate Group Inc

Last Updated: January - 20 - 2026

Information deemed reliable but not guaranteed.