$395,000
9900 S Thomas Drive 1921
Panama City, FL 32408
MLS# 784037
2 beds  |  3 baths  |  1184 sqft


SPACIOUS LIVING ROOM
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SPACIOUS LIVING ROOM RECENTLY PAINTED DINING AREA GATHER AND DINE SLEEPER SOFA PRIVATE BALCONY VIEW OVERVIEW FULLY FURNISHED BONUS DINING SPACE BREAKFAST BAR KITCHEN FULLY EQUIPED GRANITE COUNTERTOPS VINYL PLANK FLOORING HALL BUNKS 1 OF 3 FULL BATHS STAND ALONE SHOWER HALLWAY HIDEAWAY LAUNDRY CLOSET PRIMARY BEDROOM OWNERS RETREAT LARGE PRIMARY BEDROOM EN SUITE PRIMARY BATHROOM GUEST BEDROOM GUEST BEDROOM GUEST BEDROOM EN SUITE GUEST BATHROOM SHORES OF PANAMA SHORES OF PANAMA SHORES OF PANAMA LARGE PARKING GARAGE GULF FONT RESORT TROPICAL LANDSCAPE LAGOON STYLE POOL

Property Description
Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.

Details
Maps
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3981.8
HOA Frequency: Quarterly
HOA Annual Amount: 15927.2
New Buyer Fee: No
Last Taxes: 4083
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Contract Info
List Price/SqFt: 333.61
Status: Active
List Date: 2026-01-21
List Price: $395,000
Current Price: $395,000
Location
Unit #: 1921
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Road and S. Thomas Dr. next to Pineapple Willy's.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase II
Parcel ID: 40000-675-236
Legal Description: SHORES OF PANAMA II UNIT 1921 TYPE K (L) 0RB 2835 P 434 2BR 3BA ORB 4454 P 652 1184 TOTAL SF ORB 4454 P 653 PK SP 10100
General Property Info
Floor Number: 19
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1184
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 23
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 3
Total Baths: 3
Year Built: 2007
Remarks & Misc
Remarks: Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains. Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests. Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area. Renovations to the building exterior are currently underway.
Bunk Hall
First: 1
Master Bathroom
First: 1
Pool Features
Inground: 1
Indoor: 1
Spa/ Hot Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Pantry: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bunk Hallway: 1
Kitchen
First: 1
Living Room
First: 1
Parking Features
Assigned: 1
Mstr Bath / Mstr Bdrm
MBath Shower/Tub Combo: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Picnic Area: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Dining: 1
Rooms
Bedroom: 1
Bunk Hall: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Building Security: 1
Fire Sprinkler System: 1
Secured Garage/Parking: 1
Security Guard: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: First
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bunk Hallway
Kitchen: First
Living Room: First
Master Bathroom: First
Bunk Hall: First
Pool Features: Inground; Indoor; Spa/ Hot Tub
Security Features: 24 Hour Security; Building Security; Fire Sprinkler System; Secured Garage/Parking; Security Guard
Parking Features: Assigned
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dining; Elevators; Exercise Room; Gated Community; Picnic Area; Pool; Retail Shops; Security-24 hour; Whirlpool; Waterfront
Rooms: Bedroom; Bunk Hall; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf
Room Information
Room Name Level Dimensions Length Width Remarks
KitchenFirst10.08 x 88310.08883.00
Living RoomFirst15.83 x 17.515.8317.50Living/Dining Combo
Master BedroomFirst17.42 x 11.3317.4211.33
Master BathroomFirst9.9 x 5.429.905.42
BedroomFirst12.42 x 9.8312.429.83
Full BathroomFirst4.9 x 7.94.907.90
Bunk HallFirst7.25 x 7.677.257.67
Full BathroomFirst5.67 x 9.835.679.83

Listing Office: RC Real Estate Group

Last Updated: April - 28 - 2026

Information deemed reliable but not guaranteed.