9900 S Thomas Drive 2123, Panama City, FL 32408 (MLS# 783910)

HOA Fee: Yes

HOA Amount: 3528.66

HOA Frequency: Quarterly

HOA Annual Amount: 14114.64

New Buyer Fee: No

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

List Price/SqFt: 340.29

Status: Active

List Date: 2026-01-19

List Price: $375,000

Current Price: $375,000

Unit #: 2123

Sub Area: 0319 - Beach - East

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Surfside

High School: Arnold

Directions: From anywhere in Panama City Beach, head to Front Beach Road, turn onto South Thomas Drive, and continue until you reach 9900 S Thomas Drive, Unit 2123, located at the Shores of Panama condominium.

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama Phase II

Parcel ID: 40000-675-264

Legal Description: SHORES OF PANAMA II UNIT 2123 TYPE L 0RB 2835 P 434 2BR 2.5BA ORB 4428 P 2134 1102 TOTAL SF ORB 4428 P 2135 PARKING SPACE #1192

Floor Number: 21

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1102

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 23

Lot Dimensions: 0*0

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 2007

Remarks: Positioned along the sugar-white sands of Panama City Beach, this highly sought-after Shores of Panama unit delivers the perfect combination of Gulf-front luxury and proven income performance. Known as one of the strongest rental resorts on the beach, Shores of Panama continues to outperform. This floorpan with the bedroom on the gulf consistently producing anywhere $55K-$65K annually. That's a solid ROI for the price you're paying!! This beautifully REFURBISHED and RENOVATED condo showcases floor-to-ceiling Gulf views from both the primary suite and main living area, filling the space with natural light and uninterrupted coastline scenery. The coveted L-shaped floor plan offers a rare, oversized double-wide balcony, providing additional outdoor living space ideal for dining, entertaining, or simply soaking in the breathtaking sunsets from a higher floor vantage point. The gulf-front primary suite offers direct balcony access and sweeping ocean views, an extremely desirable feature for renters. The kitchen is fully equipped with modern stainless steel appliances, granite countertops, and generous cabinetry, creating a functional yet stylish space for extended stays. Interior features include LVP flooring throughout the living areas, tile in the bathrooms, and a true bunk room with its own enclosed space, a key advantage for rental privacy and guest comfort. Coastal-inspired furnishings complete the inviting, turnkey design. Owners and guests can enjoy access to one of the most impressive lagoon-style pools on the beach, a spacious sun deck, on-site fitness center, and direct beach access, all within a full-service, gated resort environment. This unit also includes a rare deeded, covered parking space on the 11th floor (Space #1192) with secure owner access and 24-hour security, adding both convenience and value. Whether you're looking for a high-performing investment or a beachfront escape, this Shores of Panama condo checks every box. Strong rental history, premium layout, exceptional amenities, and unbeatable Gulf-front views make this a standout opportunity at 9900 Thomas Drive, Unit 2123. Schedule your private showing today and secure your place along the Emerald Coast.

First: 1

Indoor: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Floor - Vinyl: 1

Lighting - Recessed: 1

Pantry: 1

Siding - Stucco: 1

Balcony: 1

Patio Open: 1

Shore - Beach: 1

Garage(s): 1

Accounting: 1

Dumpster: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet Service: 1

Internet-WiFi: 1

Legal: 1

Master Association: 1

Pool: 1

Sewer: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

Other: 1

Furnished: 1

Bunk Room: 1

First: 1

First: 1

Deeded: 1

MBath Double Vanity: 1

MBed Balcony: 1

MBed First Floor: 1

MBath Shower/Tub Combo: 1

Resid Multi-Family: 1

Beach: 1

Boardwalk: 1

Conference Center: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Gated Community: 1

Pool: 1

Waterfront: 1

Other - See Remarks: 1

Bedroom: 1

Bunk Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

Sewer Available: 1

Public Water - Available: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

24 Hour Security: 1

Carbon Monoxide Detector: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Key Card Entry: 1

Security Gate: 1

Security Guard: 1

Security Lights: 1

Smoke Detector(s): 1