$295,000
9900 S Thomas Drive 2305
Panama City Beach, FL 32408
MLS# 789132
1 baths  |  473 sqft


IMG_7151
  1 / 30  
IMG_7151 IMG_7144 IMG_7146 IMG_7147 IMG_7154 IMG_7148 IMG_7143 IMG_7149 IMG_7153 IMG_7152 IMG_7150 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

Property Description
Own at the Shores of Panama with this highly sought-after ''G'' stack Gulf-view studio condo, a prime penthouse level TOP FLOOR location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front studio condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

Details
Maps
Contract Info
List Price/SqFt: 623.68
Status: Active
List Date: 2026-04-30
List Price: $295,000
Current Price: $295,000
Location
Unit #: 2305
Sub Area: 0319 - Beach - East
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: Shores of Panama is located at the intersection of Front Beach Road and South Thomas Drive next to Pineapple Willy's.
Area: 03 - Bay County - Beach
Street #: 9900
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-650-398
Legal Description: SHORES OF PANAMA PHASE I UNIT 2305 TYPE G(R) ORB 3340 P 1590 23RD FLOOR EFF/1BR ORB 3404 P 2094 473 SQ FT
General Property Info
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 473
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0X0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Full Baths: 1
Total Baths: 1
Year Built: 2007
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1820.93
HOA Frequency: Quarterly
HOA Annual Amount: 7283.72
New Buyer Fee: No
Last Taxes: 2696
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: Own at the Shores of Panama with this highly sought-after ''G'' stack Gulf-view studio condo, a prime penthouse level TOP FLOOR location offering breathtaking, unobstructed views of the emerald waters and sugar-white sand. Wake each morning to panoramic Gulf views and step onto your private balcony overlooking the shoreline. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front studio condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
Studio
First: 1
Appliances
Refrigerator: 1
Water Heater - Electric: 1
Exterior
Balcony: 1
Association Fees Include
Exercise Room: 1
Gated Community: 1
Insurance: 1
Pest Control: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Whirlpool: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Present Zoning
Resort: 1
Association Amenities
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Whirlpool: 1
Rooms
Studio: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Security Features
Security Gate: 1
Security Guard: 1
Property Features
Appliances: Refrigerator; Water Heater - Electric
Exterior: Balcony
Association Fees Include: TV Cable; Exercise Room; Gated Community; Insurance; Pest Control; Pool; Security; Sewer; Whirlpool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Security Features: Security Gate; Security Guard
Studio: First
Association Amenities: Elevators; Exercise Room; Gated Community; Pool; Security-24 hour; Whirlpool; Waterfront
Rooms: Studio
Sale Type: As Is
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterview: Gulf
Present Zoning: Resort
Room Information
Room Name Level Dimensions Length Width
StudioFirst0 x 00.000.00

Listing Office: Christies International Real Estate Emerald Coast

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.