9900 S Thomas Drive 407, Panama City Beach, FL 32408 (MLS# 788034)

List Price/SqFt: 409.41

Status: Active

List Date: 2026-04-07

List Price: $470,000

Current Price: $470,000

Unit #: 407

Sub Area: 0320 - Beach - Middle Central

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Callaway

Middle School: Breakfast Point

High School: Arnold

Directions: Thomas Drive & Front Beach

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-650-058

Legal Description: SHORES OF PANAMA PHASE I UNIT 407 TYPE B(L) ORB 2740 P 2252 4TH FLOOR 2BD/3BR ORB 4162 P 429 1148 SQ FT ORB 4162 P 435 PARKING 402

Floor Number: 4

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1148

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 23

# of Units in Bldg: 710

Pre-Const Flip: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Beach Frontage: 500

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 3

Total Baths: 3

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 4419.5

HOA Frequency: Quarterly

HOA Annual Amount: 17678

New Buyer Fee: No

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Low Floor 407, has 3 full baths, and renters love it for that reason. 2 Bedroom, plus bunkroom feels like a 3 bedroom. (Sleeps 8) Parking is a vertical space so close to unit and on same floor. No elevator hassles. New microwave, refrigerator, and LVT flooring. Shores is a rental monster and this floorplan does not disappoint! Same seller has 409 for sale too which would be great to buy them and rent them to friends and family who want to stay together. Shores of Panama is one of the best ROI's on the beach, and when you have a low floor at Shores, with same floor parking - you are Golden! This particular parking space, is very close to the unit, and has a little extra space on the side of it. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Stucco Construction is complete on this unit, so it's ready for summer rental .

First: 1

First: 1

First: 1

Inground: 1

Spa/ Hot Tub: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Floor - Tile: 1

Window - Treatment All: 1

Concrete: 1

Roof - Flat: 1

Siding - Stucco: 1

Balcony: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Conference Center: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Management: 1

Pest Control: 1

Picnic Area: 1

Pool: 1

Sauna/Steam Room: 1

Security: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Assigned: 1

Garage Attached: 1

Gated: 1

MBath Double Vanity: 1

MBath Garden Tub: 1

MBath Walk-In Closet: 1

MBath Shower/Tub Combo: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Conference Center: 1

Picnic Area: 1

Pool: 1

Sauna/Steam Room: 1

Security-24 hour: 1

Other - See Remarks: 1

Balcony: 1

Bedroom: 1

Bunk Room: 1

Full Bathroom: 1

Half Bathroom: 1

Master Bathroom: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Other - See Remarks: 1

Gulf: 1

Accessible Bedroom: 1

Accessible Central Living Area: 1

Accessible Kitchen: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

Fire Alarm: 1

Smoke Detector(s): 1