9900 S Thomas Drive 413, Panama City, FL 32408 (MLS# 791202)

List Price/SqFt: 396.91

Status: Active

List Date: 2026-06-11

List Price: $360,000

Current Price: $360,000

Unit #: 413

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Breakfast Point

Middle School: Breakfast Point

High School: Arnold

Directions: Shores of Panama is located next to Pineapple Willy's across from Laketown Wharf, at the intersection of Front Beach Road and Thomas Dr

Area: 03 - Bay County - Beach

Street #: 9900

Street Direction: S

Street Name: Thomas

Street Suffix: Drive

State: FL

Zip Code: 32408

County: Bay

Subdivision: Shores Of Panama

Parcel ID: 40000-650-064

Legal Description: SHORES OF PANAMA PHASE I UNIT 413 TYPE C(L) ORB 2740 P 2252 4TH FLOOR 1BD/2BR ORB 3584 P 1262 907 SQ FT ORB 3584 P 1264 PARK SP# 429

Floor Number: 4

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 907

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: CONDO

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Assigned Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2007

Homestead: No

HOA Fee: Yes

HOA Amount: 3491.71

HOA Frequency: Quarterly

HOA Annual Amount: 13966.84

New Buyer Fee: No

Last Taxes: 3821

Last Tax Year: 2025

Brokerage Interest: Owner Outside Licensee - Owner is a licensed real estate broker or salesperson.

As Is: Yes

Condo Doc: Yes

Remarks: SELLER FINANCING AVAILABLE. 4TH FLOOR CONVENIENCE. DEEDED SAME-LEVEL PARKING. Shores of Panama Unit 413 features the popular Type C floor plan with a Gulf-front primary suite offering beautiful Gulf views from the window, plus a private bunk room and 2 full bathrooms. Located on the 4th floor, this unit offers lower-floor convenience, resort-style pool views, and reduced reliance on elevators compared with higher-floor units. The kitchen is equipped with granite countertops and stainless steel appliances and opens to the living and dining areas. The large balcony provides additional outdoor living space with views of the lagoon-style pool and the Gulf-front resort setting. The unit also includes a full-size front-load washer and dryer and is being offered fully furnished and rental-ready. A deeded parking space located on the same level as the condo, conveniently positioned near the elevator entrance, is a rare and highly desirable feature at Shores of Panama. Same-level parking adds meaningful convenience for owners and guests, especially in a large Gulf-front resort setting. From the covered hallway, access between the unit and parking garage is simple and efficient. Additional features include a 2017 HVAC system and 2017 water heater. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

First: 1

First: 1

Inground: 1

Indoor: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Washer/Dryer Stacked: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Pantry: 1

Window - Treatment All: 1

Balcony: 1

Accounting: 1

BBQ Pit/Grill: 1

Beach: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet Service: 1

Management: 1

Master Association: 1

Pool: 1

Security: 1

Sewer: 1

TV Cable: 1

Water: 1

Furnished: 1

Bunk Room: 1

Floor - Carpet: 1

First: 1

First: 1

Within 1/2 Mile to Water: 1

Deeded: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Beach: 1

Elevators: 1

Exercise Room: 1

Picnic Area: 1

Pool: 1

Waterfront: 1

Other - See Remarks: 1

Balcony: 1

Bunk Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

ShowingTime: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Other - See Remarks: 1

Gulf: 1

As Is: 1

First: 1

Gulf: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1

First: 1

24 Hour Security: 1

Fire Sprinkler System: 1

Secured Garage/Parking: 1