$409,900
9900 Thomas Drive 2304
Panama City Beach, FL 32408
MLS# 787397
2 beds  |  3 baths  |  1148 sqft


Shores of Panama
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Property Description
Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite, living room, and kitchen, enjoy a view of the emerald-green waters with complete peace and privacy on the top floor. Recently refreshed with fresh paint and modern touches, this open-concept home flows seamlessly for both relaxation and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making meal prep easy while you soak in the stunning scenery. Shores of Panama stands out as one of Panama City Beach's most impressive resort-style properties. At its heart is the expansive 14,000-square-foot Gulf-front lagoon-style pool featuring a lazy river, zero-entry beach area, dolphin fountains, dramatic bridges, and a kids' play zone. Unwind with a cocktail at one of the two tiki bars, take a dip in the heated indoor pool and hot tub, or pamper yourself at the full-service spa and sauna. Additional amenities include a state-of-the-art fitness center, onsite coffee and donut shop, and convenient beach services for chairs, umbrellas, and water sports. Whether you're looking for a primary residence, a vacation getaway, or a high-performing rental property, this top-floor penthouse delivers the ultimate coastal lifestyle with luxury amenities, direct beach access, and effortless convenience. Don't miss this rare opportunity--contact us today to schedule a private showing and turn your dream of beachfront living into reality

Details
Maps
Contract Info
List Price/SqFt: 357.06
Status: Active
List Date: 2026-03-25
List Price: $409,900
Current Price: $409,900
Location
Unit #: 2304
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Breakfast Point
Middle School: Surfside
High School: Arnold
Directions: Once you cross the Hathaway Bridge, continue straight on US-98 for about 3 miles, Turn left onto FL-392 W/R Hutchinson Blvd. Continue on Hutchinson Blvd for about 2 miles. Turn right onto Front Beach Rd. Continue on Front Beach Rd for about 2.5 miles. Turn left onto S Thomas Dr. Continue on S Thomas Dr for about 1 mile. 9900 S Thomas Drive will be on your left.
Area: 03 - Bay County - Beach
Street #: 9900
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Shores Of Panama Phase I
Parcel ID: 40000-650-397
Legal Description: SHORES OF PANAMA PHASE I UNIT 2304 TYPE B(R) ORB 2740 P 2252 ORB 4113 P 300 23RD FLOOR 2BD/3BR . 1148 SQ FT
General Property Info
Floor Number: 23
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1148
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0X0
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 3
Total Baths: 3
Year Built: 2007
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2959.26
HOA Frequency: Quarterly
HOA Annual Amount: 11837.04
New Buyer Fee: Yes
New Buyer Fee Amt: 250
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Penthouse unit with deeded first-floor parking space at one of Panama City Beach's premier resort-style complexes! This stunning 2-bedroom, 3-full-bathroom condo with bunk hall sleeps 8 comfortably and sits on the top floor with breathtaking panoramic views of the Panama City Beach skyline and the Gulf. No units above you for ultimate privacy and tranquility. Step into your own beachfront paradise at this exclusive penthouse in Shores of Panama, where luxury living meets unmatched convenience. Short-term rentals are allowed, making this an excellent investment opportunity or vacation home. The unit includes a highly coveted deeded first-floor private parking space located directly across from the entrance, offering effortless access and added value that sets it apart. Designed for families and groups, the layout features two spacious en-suite bedrooms and a bunk room with its own full bathroom. The master bedroom offers sweeping Gulf views, perfect for relaxing. From the master suite, living room, and kitchen, enjoy a view of the emerald-green waters with complete peace and privacy on the top floor. Recently refreshed with fresh paint and modern touches, this open-concept home flows seamlessly for both relaxation and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and a breakfast bar, making meal prep easy while you soak in the stunning scenery. Shores of Panama stands out as one of Panama City Beach's most impressive resort-style properties. At its heart is the expansive 14,000-square-foot Gulf-front lagoon-style pool featuring a lazy river, zero-entry beach area, dolphin fountains, dramatic bridges, and a kids' play zone. Unwind with a cocktail at one of the two tiki bars, take a dip in the heated indoor pool and hot tub, or pamper yourself at the full-service spa and sauna. Additional amenities include a state-of-the-art fitness center, onsite coffee and donut shop, and convenient beach services for chairs, umbrellas, and water sports. Whether you're looking for a primary residence, a vacation getaway, or a high-performing rental property, this top-floor penthouse delivers the ultimate coastal lifestyle with luxury amenities, direct beach access, and effortless convenience. Don't miss this rare opportunity--contact us today to schedule a private showing and turn your dream of beachfront living into reality
Bunk Room
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Pantry: 1
Construction/Siding
Concrete: 1
Exterior
Built-in Barbecue/Grill: 1
Patio Covered: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Exercise Room: 1
Pool: 1
Security: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Bunk Room: 1
Kitchen
First: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Deeded: 1
Garage Attached: 1
Mstr Bath / Mstr Bdrm
MBed Waterfront: 1
MBath Shower/Tub Combo: 1
Present Zoning
Resid Single Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Elevators: 1
Exercise Room: 1
Pool: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Bedroom: 1
Bunk Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
Public Sewer - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
Fire Sprinkler System: 1
Security Guard: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Refrigerator; Washer
Master Bedroom: First
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Built-in Barbecue/Grill; Patio Covered
Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Pool; Security; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Interior: Bunk Room
Kitchen: First
Lot Access: City Street; Paved Road
Bunk Room: First
Security Features: Fire Sprinkler System; Security Guard
Parking Features: Deeded; Garage Attached
Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Pool; Waterfront; Other - See Remarks
Rooms: Bedroom; Bunk Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: Public Sewer - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Master BedroomFirst13 x 1113.0011.00Buyer to verify measurements if important
BedroomFirst12 x 1012.0010.00Buyer to verify measurements if important.
Bunk RoomFirst8 x 78.007.00Buyer to verify measurements if important
KitchenFirst8 x 98.009.00Buyer to verify measurements if important

Listing Office: Blue Bird Woliver Realty

Last Updated: May - 07 - 2026

Information deemed reliable but not guaranteed.