$419,000
9902 S Thomas Drive 130
Panama City, FL 32408
MLS# 784170
2 beds  |  2 baths  |  1262 sqft


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Property Description
This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

Details
Maps
Contract Info
List Price/SqFt: 332.01
Status: Active
List Date: 2026-01-25
List Price: $419,000
Current Price: $419,000
Location
Unit #: 130
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Front Beach Road and Hutchison Blvd, continue west on Hwy 98 and turn left at the next traffic light, then turn left into Laketown Wharf parking. Unit 130 is on the south end of the unit, so the main elevator or parking garage elevator will bring you to the first floor.
Area: 03 - Bay County - Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-024
Legal Description: LAKETOWN WHARF UNIT 130 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4532 P 2033 1262 TOTAL SF
General Property Info
Floor Number: 1
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1262
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: condo
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2007
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 3002.02
HOA Frequency: Quarterly
HOA Annual Amount: 12008.08
New Buyer Fee: No
Last Taxes: 4255
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting--perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity--where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.
Pool Features
Gunite Concrete: 1
Inground: 1
Spa/ Hot Tub: 1
Appliances
Dishwasher: 1
Disposal: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Exterior
Balcony: 1
Association Fees Include
Accounting: 1
Batting Cage: 1
Beach: 1
Dumpster: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
VA: 1
Furnished
Furnished: 1
Parking Features
Community Structure: 1
Garage Detached: 1
Oversized: 1
Parking Lot: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Business Center: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Dining: 1
Pickle Ball: 1
Sidewalks: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Kitchen: 1
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Lake: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
24 Hour Security: 1
Security Guard: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Oven - Electric; Range - Electric; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Cooling: Central Air
Heating: Central
Exterior: Balcony
Association Fees Include: Accounting; Batting Cage; Beach; TV Cable; Dumpster; Exercise Room; Gated Community; Ground Keeping; Management; Master Association; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; VA
Furnished: Furnished
Pool Features: Gunite Concrete; Inground; Spa/ Hot Tub
Security Features: 24 Hour Security; Security Guard; Smoke Detector(s)
Parking Features: Community Structure; Garage Detached; Oversized; Parking Lot
Association Amenities: BBQ Pit/Grill; Beach; Business Center; Dining; Dumpster; Elevators; Exercise Room; Gated Community; Pavilion/Gazebo; Pickle Ball; Pool; Retail Shops; Security-24 hour; Sidewalks
Rooms: Balcony; Bedroom; Bunk Room; Kitchen; Living Room; Master Bedroom
Showing: ShowingTime
Utilities: TV Cable; Public Sewer - Connected; Public Water - Connected; Other - See Remarks
Waterview: Gulf; Lake
Room Information
Room Name Dimensions Length Width Remarks
Master Bedroom14 x 1214.0012.00
Bedroom12 x 1112.0011.00
Bunk Room9 x 79.007.00
Living Room20 x 1520.0015.00Living Dining Combo
Kitchen11 x 911.009.00
Balcony

Listing Office: Beachy Beach Real Estate

Last Updated: May - 20 - 2026

Information deemed reliable but not guaranteed.