$399,000
9902 S Thomas Drive 1433
Panama City Beach, FL 32408
MLS# 783400
3 beds  |  3 baths  |  1681 sqft


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Property Description
SELLER FINANCING AVAILABLE. Welcome to unit 1433. This 3-bedroom 3-bath + a bunk room is the largest floor plan at LakeTown Wharf at 1681 SF . This unit sleeps up to 10 people . The unit has beautiful views of the lake with a large balcony and access from the living room or primary bedroom. The unit is fully furnished, turn-key with brand-new appliances and decor. The flooring was replaced throughout the entire unit with LVP. LakeTown Wharf offers 5 pools, a fitness center, multiple restaurants, a hair salon, bowling, and much more. This unit will make a great primary home or investment property. Located just a few steps to the elevator that is connected by the north parking garage.

Details
Maps
Contract Info
List Price/SqFt: 237.36
Status: Active
List Date: 2026-01-07
List Price: $399,000
Current Price: $399,000
Location
Unit #: 1433
Sub Area: 0323 - Beach - South of Grand Lagoon
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: located at the corner of front beach road and s Thomas Drive, across from Pineapple Willys restaurant
Area: 03 - Bay County - Beach
Street #: 9902
Street Direction: S
Street Name: Thomas
Street Suffix: Drive
State: FL
Zip Code: 32408
County: Bay
Subdivision: Laketown Wharf
Parcel ID: 40001-000-510
Legal Description: LAKETOWN WHARF UNIT 1433 TYPE A BLDG 1 ORB 2994 P 1890 3BR 3BA ORB 3899 P 231 1681 TOTAL SF
General Property Info
Floor Number: 14
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1681
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 335
# of Stories in Building: 22
# of Units in Bldg: 765
Units Above Ground: 765
Pre-Const Flip: No
Lot Dimensions: condo
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 2007
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 4256.6
HOA Frequency: Quarterly
HOA Annual Amount: 17026.4
Senior Community: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 4488
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: SELLER FINANCING AVAILABLE. Welcome to unit 1433. This 3-bedroom 3-bath + a bunk room is the largest floor plan at LakeTown Wharf at 1681 SF . This unit sleeps up to 10 people . The unit has beautiful views of the lake with a large balcony and access from the living room or primary bedroom. The unit is fully furnished, turn-key with brand-new appliances and decor. The flooring was replaced throughout the entire unit with LVP. LakeTown Wharf offers 5 pools, a fitness center, multiple restaurants, a hair salon, bowling, and much more. This unit will make a great primary home or investment property. Located just a few steps to the elevator that is connected by the north parking garage.
Balcony
First: 1
Bunk Room
First: 1
Dining Room
First: 1
Pool Features
Gunite Concrete: 1
Heated - Electric: 1
Inground: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Floor - Vinyl Plank: 1
Construction/Siding
Concrete: 1
Foundation - On Piling: 1
Roof - Clay/Concrete: 1
Roof - Membrane: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Other Structures
Gazebo: 1
Association Fees Include
BBQ Pit/Grill: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Internet Service: 1
Internet-WiFi: 1
Pest Control: 1
Picnic Area: 1
Playground: 1
Pool: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Lot Access
City Street: 1
State Highway: 1
Paved Road: 1
Parking Features
Garage Detached: 1
Oversized: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed First Floor: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Business Center: 1
Community Room: 1
Dock: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Gated Community: 1
Pavilion/Gazebo: 1
Picnic Area: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Separate Storage: 1
Waterfront: 1
Pickle Ball: 1
Rooms
Balcony: 1
Bedroom: 1
Bunk Room: 1
Dining Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Lake: 1
Sale Type
As Is: 1
Waterfront Type
Lakefront: 1
Other: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
24 Hour Security: 1
Fire Alarm: 1
Gated with Guard: 1
Secured Garage/Parking: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Range - Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Exercise Room; Insurance; Internet Service; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Playground; Pool; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Lot Access: City Street; State Highway; Paved Road
Balcony: First
Bunk Room: First
Dining Room: First
Pool Features: Gunite Concrete; Heated - Electric; Inground
Security Features: 24 Hour Security; Fire Alarm; Gated with Guard; Secured Garage/Parking; Smoke Detector(s)
Parking Features: Garage Detached; Oversized
Other Structures: Gazebo
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Business Center; Community Room; Dock; Dumpster; Elevators; Exercise Room; Gated Community; Pavilion/Gazebo; Pickle Ball; Picnic Area; Pool; Retail Shops; Security-24 hour; Separate Storage; Waterfront
Rooms: Balcony; Bedroom; Bunk Room; Dining Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Lakefront; Other
Waterview: Gulf; Lake
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
Master BedroomFirst14 x 1414.0014.00
BedroomFirst13 x 1213.0012.00
BedroomFirst13 x 1213.0012.00
Bunk RoomFirst7 x 77.007.00
Dining RoomFirst21 x 1621.0016.00
KitchenFirst13 x 913.009.00
BalconyFirst31 x 1131.0011.00

Listing Office: Coastal Living Realty & Associates

Last Updated: May - 19 - 2026

Information deemed reliable but not guaranteed.