$850,000
Panama City, FL 32409
MLS# 790102
3 beds | 3 baths | 2816 sqft

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Property Description
WATERFRONT on Burnt Mill Creek with GULF ACCESS!! This listing also includes an income producing 1 bed/ 1 bath cottage that would make a great Airbnb rental. Don't miss your opportunity to live the Florida dream in this beautiful home with NO HOA! Take a trip to Shell Island from your backyard! Enjoy fishing from your dock! Canoe, paddleboard & jet ski in your own private piece of paradise! If you love the outdoors and spending time on the water, then this is the perfect home for you! This spacious home has fabulous views of the water from every room! The large living room features double French doors that open up to the Florida room with amazing views! The kitchen is equipped with beautiful granite countertops, a breakfast bar, custom cabinets and a large pantry. The supersized laundry room with built in cabinets and a bay window could double as a home office. The screened in porch off of the dining area and kitchen is perfect for relaxing and watching the sunset. Upstairs you'll find the great master bedroom with French doors leading onto a screened in balcony that has gorgeous views of the water. The home has a second master suite with a shower/tub combo, double vanity and a walk in closet with French doors that open to the Florida room. Both of the downstairs bedrooms are a generous size and feature bay windows. For additional covered parking there is a 25' x 20' Carolina carport built in 2024. There are also two storage sheds on the property. In the backyard, you'll enjoy outdoor living on the beautiful decks shaded by huge Magnolia trees that will keep you cool on those hot summer days. There are two docks which provide plenty of room for your jet skis, kayaks and boats. The covered dock with a boat lift can accommodate a 21' boat, and there is filleting station to clean your fresh catch of the day with water and power available. You can go up the creek for great bass and bream fishing or out to the bay to catch redfish and trout. Burnt Mill Creek is known for great speckled trout fishing in the winter. This home is located 7 min to Northwest Florida Beaches International Airport, 15 min to the beach, and 15 to min to Lynn Haven for convenience of shopping if you don't want to fight the beach traffic during busy tourism times in PCB. 25 min to 30A, and 30 min to historic downtown Panama City. Short term rentals are allowed here, and this home could accommodate several families comfortably with 3667sf total area. The income producing 1 bed/ 1 bath cottage has a current tenant who's lease is up at the end of the year. Whether you are looking for your dream home on the water or a fantastic investment opportunity, this could be the one you've been waiting for! GO SEE this wonderful property today! All measurements are approximate, please verify if important.
Details
Maps
Contract Info
List Price/SqFt: 301.85
Status: Active
List Date: 2026-05-19
List Price: $850,000
Current Price: $850,000
Location
Sub Area: 0411 - Bay North - West Bay
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Panama City Beach, go North on Hwy 79, cross the West Bay bridge, take immediate right on Hwy 388, go approx. 6 miles, Turn left onto N. Burnt Mill Creek, turn left onto Voyles Rd, turn left onto McDaniel Ln, turn right onto Bedgood Rd. Property is on the left.
Area: 04 - Bay County - North
Street #: 9927
Street Name: Bedgood
Street Suffix: Road
State: FL
Zip Code: 32409
County: Bay
Subdivision: Burnt Mill Creek
Parcel ID: 26582-000-000
Legal Description: 8 2S 15W -55- 52D BEG AT A PT 279.5' N OF SW COR GOVT LOT 6 TH E 151.7' TO W R/W BEDGOOD RD S 100' W 151.7' TO WATER NWLY ALG WATER 123.7' E 50.4' TO POB ORB 3989 P 2137
General Property Info
Acreage: 0.72
Design: Traditional
Lot Size (SqFt): 31494
Apx SqFt(Htd/Cooled): 2816
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: 123 x 151 x 100 x 185 and 98 x 100 x 100 x 100
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Covered Spaces: 3
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 3
Total Baths: 3
Year Built: 1997
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 8
Township: 2S
Range: 15W
Remarks & Misc
Remarks: WATERFRONT on Burnt Mill Creek with GULF ACCESS!! This listing also includes an income producing 1 bed/ 1 bath cottage that would make a great Airbnb rental. Don't miss your opportunity to live the Florida dream in this beautiful home with NO HOA! Take a trip to Shell Island from your backyard! Enjoy fishing from your dock! Canoe, paddleboard & jet ski in your own private piece of paradise! If you love the outdoors and spending time on the water, then this is the perfect home for you!
This spacious home has fabulous views of the water from every room! The large living room features double French doors that open up to the Florida room with amazing views! The kitchen is equipped with beautiful granite countertops, a breakfast bar, custom cabinets and a large pantry. The supersized laundry room with built in cabinets and a bay window could double as a home office. The screened in porch off of the dining area and kitchen is perfect for relaxing and watching the sunset. Upstairs you'll find the great master bedroom with French doors leading onto a screened in balcony that has gorgeous views of the water. The home has a second master suite with a shower/tub combo, double vanity and a walk in closet with French doors that open to the Florida room. Both of the downstairs bedrooms are a generous size and feature bay windows. For additional covered parking there is a 25' x 20' Carolina carport built in 2024. There are also two storage sheds on the property. In the backyard, you'll enjoy outdoor living on the beautiful decks shaded by huge Magnolia trees that will keep you cool on those hot summer days. There are two docks which provide plenty of room for your jet skis, kayaks and boats. The covered dock with a boat lift can accommodate a 21' boat, and there is filleting station to clean your fresh catch of the day with water and power available. You can go up the creek for great bass and bream fishing or out to the bay to catch redfish and trout. Burnt Mill Creek is known for great speckled trout fishing in the winter. This home is located 7 min to Northwest Florida Beaches International Airport, 15 min to the beach, and 15 to min to Lynn Haven for convenience of shopping if you don't want to fight the beach traffic during busy tourism times in PCB. 25 min to 30A, and 30 min to historic downtown Panama City. Short term rentals are allowed here, and this home could accommodate several families comfortably with 3667sf total area. The income producing 1 bed/ 1 bath cottage has a current tenant who's lease is up at the end of the year.
Whether you are looking for your dream home on the water or a fantastic investment opportunity, this could be the one you've been waiting for! GO SEE this wonderful property today! All measurements are approximate, please verify if important.
Florida Room
First: 1
Master Bathroom
Second: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Freezer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Plumbed For Ice Maker: 1
Range Hood: 1
Refrigerator: 1
Water Heater - Electric: 1
Water Purifier - Rented: 1
Water Softener - Rented: 1
Interior Features
Breakfast Bar: 1
Ceiling - Cathedral: 1
Ceiling - Crwn Molding: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Pantry: 1
Split Bedroom: 1
Stairs: 1
Window - Bay: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Wood/Frame: 1
Roof - Metal: 1
Siding - Stucco: 1
Trim - Vinyl: 1
Exterior
Balcony: 1
Deck Open: 1
Fenced Chain Link: 1
Fenced Lot-Part: 1
Fenced Privacy: 1
Patio Covered: 1
Patio Enclosed: 1
Patio Open: 1
Porch Screened: 1
Sprinkler System: 1
Waterfront Feature
Boat Slip: 1
Boatlift: 1
Dock: 1
Shore - Seawall: 1
Waterfront Feet: 120
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Survey Available: 1
Waterfront: 1
Lot Access
County Road: 1
Parking Features
Additional Parking: 1
Carport Detached: 1
Driveway: 1
Circular Driveway: 1
Garage Attached: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Florida Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Electric 220/240: 1
Garbage: 1
Internet - Broadband Available: 1
Phone - Available: 1
Private Well: 1
Septic Tank: 1
Waterview
Bayou: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Waterfront Type
Bayou w/ Gulf Access: 1
Creek w/o Gulf Access: 1
Master Bedroom
First: 1
Second: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Freezer; Ice Maker; Microwave; Oven - Electric; Plumbed For Ice Maker; Range Hood; Refrigerator; Water Heater - Electric; Water Purifier - Rented; Water Softener - Rented
Full Bathroom: First
Master Bedroom: First; Second
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Deck Open; Fenced Chain Link; Fenced Lot-Part; Fenced Privacy; Patio Covered; Patio Enclosed; Patio Open; Porch Screened; Sprinkler System
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Living Room: First
Lot Features: Landscaped; Survey Available; Waterfront
Lot Access: County Road
Master Bathroom: Second
Florida Room: First
Security Features: Smoke Detector(s)
Parking Features: Additional Parking; Carport Detached; Driveway; Circular Driveway; Garage Attached; Paved
Rooms: Bedroom; Florida Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electric 220/240; Electricity - Connected; Garbage; Internet - Broadband Available; Phone - Available; Private Well; Septic Tank
Waterfront Type: Bayou w/ Gulf Access; Creek w/o Gulf Access
Waterfront Feature: Boat Slip; Boatlift; Dock; Shore - Seawall
Waterview: Bayou
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 21 x 21 | 21.00 | 21.00 | |
| Florida Room | First | 20 x 11 | 20.00 | 11.00 | |
| Kitchen | First | 28 x 15 | 28.00 | 15.00 | kitchen and dining area |
| Master Bedroom | Second | 18 x 19 | 18.00 | 19.00 | |
| Master Bathroom | Second | 15 x 5 | 15.00 | 5.00 | |
| Master Bedroom | First | 15 x 13 | 15.00 | 13.00 | 2nd Master Bedroom downstairs |
| Full Bathroom | First | 9 x 5 | 9.00 | 5.00 | shower/ tub combo and double vanity |
| Bedroom | First | 8 x 5 | 8.00 | 5.00 | full bathroom with shower/tub combo |
Listing Office: CENTURY 21 Commander Realty
Last Updated: May - 20 - 2026
Information deemed reliable but not guaranteed.
